Below are the financial statements of Ameris Bancorp, including the income statement and balance sheet for the company's latest fiscal year. All figures are accurate, verifiable, and fully traceable to the original annual filing where disclosed.
| All figures in millions of USD | 2024 as of 2024-12-31 | 2023 as of 2023-12-31 |
|---|---|---|
| Assets | — | — |
| Cash and due from banks | 244.98a | 230.47a |
| Interest-bearing deposits in banks | 975.4a | 936.83a |
| Cash and cash equivalents | 1,220.38a | 1,167.3a |
| Debt securities available-for-sale, at fair value, net of allowance for credit losses of $69 and $69 | 1,671.26a | 1,402.94a |
| Debt securities held-to-maturity, at amortized cost, net of allowance for credit losses of $0 and $0 | 164.68a | 141.51a |
| Other investments | 66.3a | 71.79a |
| Loans held for sale, at fair value | 528.6a | 281.33a |
| Loans, net of unearned income | 20,739.91a | 20,269.3a |
| Allowance for credit losses | -338.08a | -307.1a |
| Loans, net | 20,401.82a | 19,962.2a |
| Other real estate owned, net | 2.43a | 6.2a |
| Premises and equipment, net | 209.46a | 216.44a |
| Goodwill | 1,015.65a | 1,015.65a |
| Other intangible assets, net | 70.76a | 87.95a |
| Cash value of bank owned life insurance | 408.57a | 395.78a |
| Other assets | 502.14a | 454.6a |
| Total assets | 26,262.05a | 25,203.7a |
| Liabilities | — | — |
| Deposits | — | — |
| Noninterest-bearing | 6,498.29a | 6,491.64a |
| Interest-bearing | 15,224.16a | 14,216.87a |
| Total deposits | 21,722.45a | 20,708.51a |
| Other borrowings | 291.79a | 509.59a |
| Subordinated deferrable interest debentures, net | 132.31a | 130.32a |
| Other liabilities | 363.98a | 428.54a |
| Total liabilities | 22,510.53a | 21,776.95a |
| Shareholders’ equity | — | — |
| Preferred stock | 0a | 0a |
| Common stock | 72.7a | 72.52a |
| Capital surplus | 1,958.64a | 1,945.39a |
| Retained earnings | 1,853.43a | 1,539.96a |
| Accumulated other comprehensive income (loss), net of tax | -30.12a | -35.94a |
| Treasury stock, at cost | -103.13a | -95.17a |
| Total shareholders’ equity | 3,751.52a | 3,426.75a |
| Total liabilities and shareholders’ equity | 26,262.05a | 25,203.7a |
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