Bajaj Housing Finance Ltd

Common Name
Bajaj Housing Finance
Country
India
Sector
Financial Services
Industry
Mortgage Finance
Employees
1,977
Ticker
BAJAJHFL
Exchange
NATIONAL STOCK EXCHANGE OF INDIA
Description
Bajaj Housing Finance Limited is a prominent financial services company that specializes in providing a wide range of housing finance solutions. As a subsidiary of the Bajaj Finserv Ltd, it plays a vi...

Bajaj Housing Finance's GHG Emissions Data Preview

In 2025, Bajaj Housing Finance completed a corporate carbon footprint assessment and publicly disclosed its greenhouse gas (GHG) emissions according to the GHG Protocol, covering Scope 1 (direct emissions from owned or controlled sources), Scope 2 (indirect emissions from purchased energy) and Scope 3 (indirect emissions across the value chain).

Bajaj Housing Finance has also provided a category-level breakdown for 4 out of 15 Scope 3 emissions categories, offering greater transparency into its value chain emissions.

Metric (tCO2e)2025202420232022 - 2017
Total Scope 1
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Total Scope 2
Unspecified Calculation Method
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Total Scope 3
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Total Scope 1 Revenue Intensity (tCO2e/$M)
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Verified Sources Behind Bajaj Housing Finance’s Greenhouse Gas (GHG) Emissions Data

Every figure on this dashboard has a transparent audit trail. With Tracenable, each data point is traceable back to its original source, viewable directly inside our platform. Explore Bajaj Housing Finance’s data sources below and access millions more through our Disclosure Search.

a. Bajaj Housing Finance's Annual Report 2025
a. Bajaj Housing Finance's Annual Report 2025
b. Bajaj Housing Finance's Annual Report 2024
b. Bajaj Housing Finance's Annual Report 2024

Insights into Bajaj Housing Finance's Operational Emissions

In 2025, the total operational greenhouse gas (GHG) emissions of Bajaj Housing Finance amounted to 2,365.94 metric tons of CO2 equivalent. This figure includes both direct emissions from owned or controlled sources (Scope 1) and indirect emissions from purchased energy (Scope 2). a

Compared to 2024, the total operational greenhouse gas (GHG) emissions of Bajaj Housing Finance decreased by 5.57%, showing that the company has made progress in taking action to reduce the climate impact of its operations. a

Bajaj Housing Finance's Scope 1 Emissions Over Time

202320242025095190285380tCO2e+68%-45%
  • Total Scope 1
  • Year-over-Year Change

What are Bajaj Housing Finance's Scope 1 emissions?

In 2025, the total Scope 1 emissions of Bajaj Housing Finance were 205.83 metric tons of CO₂ equivalent (tCO₂e). a

Has Bajaj Housing Finance reduced its Scope 1 emissions over time?

Since 2023, Bajaj Housing Finance's Scope 1 emissions have decreased by 8.17%, reflecting a declining long-term trend in Scope 1 emissions over time. a b

Compared to the previous year (2024), Bajaj Housing Finance's Scope 1 emissions decreased by 45.45%, highlighting the company's efforts to lower direct emissions from assets it owns or controls. a

What are Bajaj Housing Finance's Scope 2 emissions?

In 2025, Bajaj Housing Finance reported Scope 2 greenhouse gas (GHG) emissions of 2,160.11 tCO₂e without specifying the calculation method. a

Has Bajaj Housing Finance reduced its Scope 2 emissions over time?

Since 2023, Bajaj Housing Finance's Scope 2 greenhouse gas (GHG) emissions ( Unspecified Calculation Method) have remained relatively stable, indicating that Bajaj Housing Finance 's emissions have plateaued with no significant change in its energy consumption footprint. a b

Compared to the previous year (2024), Bajaj Housing Finance's Scope 2 emissions (Unspecified Calculation Method) have remained relatively stable, indicating that Bajaj Housing Finance 's emissions have plateaued with no significant change in its energy consumption footprint. a

What methodology does Bajaj Housing Finance use for Scope 2 reporting?

In 2025, Bajaj Housing Finance reported its Scope 2 emissions using an unspecified methodology. a

Bajaj Housing Finance's Scope 2 Emissions Over Time

20232024202505501.1 k1.65 k2.2 ktCO2e
  • Total Scope 2 (Unspecified Calculation Method)

Insights into Bajaj Housing Finance's Value Chain Emissions

In 2025, Bajaj Housing Finance reported 1,406.85 metric tons of CO₂ equivalent (tCO₂e) of Scope 3 greenhouse gas (GHG) emissions, representing indirect emissions across its upstream and downstream value chain. a

The 2025 disclosure of Bajaj Housing Finance includes a breakdown across 4 of the 15 Scope 3 categories defined by the GHG Protocol, up from 0 in 2024, reflecting improved emissions accounting practices and greater transparency across the company's value chain a

Bajaj Housing Finance's Scope 3 Emissions Over Time

202504008001.2 k1.6 ktCO2e
  • Total Scope 3
  • Year-over-Year Change

What are Bajaj Housing Finance's Scope 3 emissions?

In 2025, Bajaj Housing Finance reported total Scope 3 emissions of 1,406.85 metric tons of CO₂ equivalent (tCO₂e). a

Approximately 100% of these emissions originated from upstream activities such as purchased goods and capital goods, while 0% came from downstream activities like product use, distribution, and end-of-life treatment. a

What categories of Scope 3 emissions does Bajaj Housing Finance disclose?

In 2025, Bajaj Housing Finance reported emissions for 4 out of the 15 Scope 3 categories defined by the GHG Protocol. a

The limited disclosure restricts visibility into specific emission sources across the company's value chain.

What are the main sources of Bajaj Housing Finance's Scope 3 emissions?

In 2025, the largest contributors to Bajaj Housing Finance's Scope 3 emissions were: a

  • Business Travel (Cat. 6): 745.71 tCO₂e (63.96%)
  • Fuel- and Energy-Related Services (Cat. 3): 374.63 tCO₂e (32.13%)
  • Purchased Goods and Services (Cat. 1): 45.43 tCO₂e (3.9%)

Bajaj Housing Finance's Scope 3 Emissions by Categories

Fuel- andEnergy-RelatedServices (Cat. 3)(32.1%)Business Travel(Cat. 6)(64.0%)Purchased Goods andServices (Cat. 1)(3.9%)

Insights into Bajaj Housing Finance’s GHG Emissions Intensity Compared to Industry Peers

In 2025, Bajaj Housing Finance reported Scope 1 greenhouse gas (GHG) emissions of 205.83 tCO₂e and total revenues of USD 1,074 millions. This translates into an emissions intensity of 0.19 tCO₂e per millions USD. a

Bajaj Housing Finance's Scope 1 Emissions Intensity Compared to Peers

0.251002,00050,000Scope 1 Emissions (tCO2e)502001,0005,00050,000Revenues (Millions of USD)ISammaan CapitalYear: 2024Scope 1: 384 tCO2eRevenue: $M 398Scope 1 Intensity: 0.97 tCO2e/$MLIC Housing FinanceYear: 2025Scope 1: 4 tCO2eRevenue: $M 984Scope 1 Intensity: 0.00 tCO2e/$MNew India AssuranceYear: 2025Scope 1: 2,669 tCO2eRevenue: $M 5,096Scope 1 Intensity: 0.52 tCO2e/$MICICI Prudential Life InsuranceYear: 2025Scope 1: 759 tCO2eRevenue: $M 8,179Scope 1 Intensity: 0.09 tCO2e/$MSundaram FinanceYear: 2025Scope 1: 2,388 tCO2eRevenue: $M 493Scope 1 Intensity: 4.84 tCO2e/$MPoonawalla FincorpYear: 2025Scope 1: 347 tCO2eRevenue: $M 468Scope 1 Intensity: 0.74 tCO2e/$MMCXYear: 2025Scope 1: 11 tCO2eRevenue: $M 130Scope 1 Intensity: 0.09 tCO2e/$MFederal BankYear: 2025Scope 1: 2,111 tCO2eRevenue: $M 1,685Scope 1 Intensity: 1.25 tCO2e/$M360 One WamYear: 2025Scope 1: 0 tCO2eRevenue: $M 300Scope 1 Intensity: 0.00 tCO2e/$MIndian Overseas BankYear: 2025Scope 1: 5,676 tCO2eRevenue: $M 1,932Scope 1 Intensity: 2.94 tCO2e/$MCentral Bank of IndiaYear: 2025Scope 1: 7,084 tCO2eRevenue: $M 2,325Scope 1 Intensity: 3.05 tCO2e/$ML&T FinanceYear: 2025Scope 1: 386 tCO2eRevenue: $M 1,132Scope 1 Intensity: 0.34 tCO2e/$MAU Small Finance BankYear: 2025Scope 1: 317 tCO2eRevenue: $M 1,234Scope 1 Intensity: 0.26 tCO2e/$MHousing and Urban DevelopmentYear: 2025Scope 1: 34 tCO2eRevenue: $M 421Scope 1 Intensity: 0.08 tCO2e/$MDCB BankYear: 2023Scope 1: 454 tCO2eRevenue: $M 259Scope 1 Intensity: 1.75 tCO2e/$MAditya Birla CapitalYear: 2025Scope 1: 40 tCO2eRevenue: $M 5,077Scope 1 Intensity: 0.01 tCO2e/$MIDFC First BankYear: 2025Scope 1: 19,417 tCO2eRevenue: $M 3,090Scope 1 Intensity: 6.28 tCO2e/$MPNB Housing FinanceYear: 2025Scope 1: 7 tCO2eRevenue: $M 347Scope 1 Intensity: 0.02 tCO2e/$MSBI Life InsuranceYear: 2025Scope 1: 4,109 tCO2eRevenue: $M 13,686Scope 1 Intensity: 0.30 tCO2e/$MUCO BankYear: 2025Scope 1: 890 tCO2eRevenue: $M 1,643Scope 1 Intensity: 0.54 tCO2e/$MICICI LombardYear: 2024Scope 1: 907 tCO2eRevenue: $M 2,612Scope 1 Intensity: 0.35 tCO2e/$MIIIndian Railway FinanceYear: 2025Scope 1: 21 tCO2eRevenue: $M 3,177Scope 1 Intensity: 0.01 tCO2e/$MBajaj Housing FinanceYear: 2025Scope 1: 206 tCO2eRevenue: $M 1,074Scope 1 Intensity: 0.19 tCO2e/$M

How does Bajaj Housing Finance's GHG emissions intensity compare to its peers?

In 2025, Bajaj Housing Finance reported a Scope 1 emissions intensity of 0.19 tCO₂e per millions USD. Compared to the peer group median of 0.34 , this places the company below its industry benchmark, indicating it is more carbon-efficient than most competitors. a

Where does Bajaj Housing Finance rank on GHG emissions intensity within its industry?

In 2025, Bajaj Housing Finance ranked 9 out of 22 companies in its industry peer group, based on Scope 1 emissions intensity (measured in tCO₂e per millions USD). a

Bajaj Housing Finance is therefore positioned in the mid-range of its industry, neither a clear leader nor a laggard in carbon efficiency. a

Insights into Bajaj Housing Finance's Total Carbon Footprint

In 2025, Bajaj Housing Finance reported a total carbon footprint of 3,772.79 metric tons of CO₂ equivalent (tCO₂e) across Scope 1, Scope 2, and Scope 3 emissions. This represents a 50.58% increase compared to 2024, suggesting a rise in emissions across its operations or value chain. a

The largest contributor to Bajaj Housing Finance's total carbon footprint was Scope 2 emissions, accounting for 57.25% of the company's total carbon footprint, followed by Scope 3 emissions at 37.29%. a

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