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OSB Group PLC

Common Name
OSB Group
Country
United Kingdom
Sector
Financial Services
Industry
Mortgage Finance
Employees
2,460
Ticker
OSB
Exchange
LONDON STOCK EXCHANGE
Description
OSB Group plc is a financial services company specializing in mortgage and savings products. Its primary function is to provide specialized lending solutions, particularly focusing on residential, buy...

OSB Group's GHG Emissions Data Preview

In 2023, OSB Group completed a corporate carbon footprint assessment and publicly disclosed its greenhouse gas (GHG) emissions according to the GHG Protocol, covering Scope 1 (direct emissions from owned or controlled sources), Scope 2 (indirect emissions from purchased energy) and Scope 3 (indirect emissions across the value chain).

OSB Group has also provided a category-level breakdown for 7 out of 15 Scope 3 emissions categories, offering greater transparency into its value chain emissions.

Metric (tCO2e)2023202220212020 - 2017
Total Scope 1
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a
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a
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a
0000000
Total Scope 2
Market-Based
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a
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a
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a
0000000
Location-Based
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a
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a
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a
0000000
Total Scope 3
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a
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a
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a
0000000
Total Scope 1 Revenue Intensity (tCO2e/$M)
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a
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a
0000000
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Verified Sources Behind OSB Group’s Greenhouse Gas (GHG) Emissions Data

Every figure on this dashboard has a transparent audit trail. With Tracenable, each data point is traceable back to its original source, viewable directly inside our platform. Explore OSB Group’s data sources below and access millions more through our Disclosure Search.

a. OSB Group's Annual Report 2023
a. OSB Group's Annual Report 2023

Insights into OSB Group's Operational Emissions

In 2023, the total operational greenhouse gas (GHG) emissions ofOSB Group amounted to569.78metric tons of CO2 equivalent.This figure includes both direct emissions from owned or controlled sources (Scope 1) and indirect emissions from purchased energy (Scope 2).a

Compared to 2022, the total operational greenhouse gas (GHG) emissions of OSB Groupincreased by 19.7%, suggesting that the company faced challenges in reducing its emissions from its core operations.a

OSB Group's Scope 1 Emissions Over Time

20212022202304590135180tCO2e-8%+11%
  • Total Scope 1
  • Year-over-Year Change

What are OSB Group's Scope 1 emissions?

In 2023, the total Scope 1 emissions of OSB Group were 171.44 metric tons of COâ‚‚ equivalent (tCOâ‚‚e).a

Has OSB Group reduced its Scope 1 emissions over time?

Since 2021, OSB Group's Scope 1 emissions have increased by 2.42%, reflecting a rising long-term trend in Scope 1 emissions over time.a

Compared to the previous year(2022), OSB Group's Scope 1 emissions increased by 11.42%, suggesting that the company faced challenges in reducing emissions from its directly owned or controlled operations.a

What are OSB Group's Scope 2 emissions?

In 2023, OSB Group reported Scope 2 greenhouse gas (GHG) emissions of 1.39 tCOâ‚‚e using the market-based method and 398.34 tCOâ‚‚e using the location-based method.a

Has OSB Group reduced its Scope 2 emissions over time?

Since 2021, OSB Group's Scope 2 greenhouse gas (GHG) emissions (Location-Based)have increased by 16.4%, reflecting a rising long-term trend in Scope 2 emissions over time.a

Compared to the previous year(2022), OSB Group's Scope 2 emissions(Location-Based) rose by 23.66% in 2023, suggesting that the company faced challenges in reducing emissions from purchased electricity and energya

What methodology does OSB Group use for Scope 2 reporting?

In 2023, OSB Group reported its Scope 2 emissions using the market-based method and using the location-based method.a

OSB Group's Scope 2 Emissions Over Time

2021202220230100200300400tCO2e
  • Total Scope 2 Location-Based
  • Total Scope 2 Market-Based

Insights into OSB Group's Value Chain Emissions

In 2023, OSB Group reported 316,909.85 metric tons of COâ‚‚ equivalent (tCOâ‚‚e) of Scope 3 greenhouse gas (GHG) emissions, representing indirect emissions across its upstream and downstream value chain.a

The 2023 disclosure of OSB Group includes a breakdown across 7of the 15 Scope 3 categories defined by the GHG Protocol,up from 5 in 2022, reflecting improved emissions accounting practices and greater transparency across the company's value chaina

OSB Group's Scope 3 Emissions Over Time

202120222023095 k190 k285 k380 ktCO2e+30%-13%
  • Total Scope 3
  • Year-over-Year Change

What are OSB Group's Scope 3 emissions?

In 2023, OSB Group reported total Scope 3 emissions of 316,909.85 metric tons of COâ‚‚ equivalent (tCOâ‚‚e).a

Approximately 0.79%of these emissions originated from upstream activities such as purchased goods and capital goods, while 99.21%came from downstream activities like product use, distribution, and end-of-life treatment.a

Has OSB Group reduced its Scope 3 emissions over time?

Since 2021, OSB Group's Scope 3 emissionshave increased by 13.6%, reflecting a rising long-term trend in Scope 3 emissions over time.a

Compared to the previous year (2022), OSB Group's Scope 3 emissions decreased by 12.94%, highlighting the company's efforts to lower indirect emissions from its value chain.a

What categories of Scope 3 emissions does OSB Group disclose?

In 2023, OSB Group reported emissions for 7 out of the 15 Scope 3 categories defined by the GHG Protocol.a

This partial disclosure allows for some insight into the company's indirect impacts.

What are the main sources of OSB Group's Scope 3 emissions?

In 2023, the largest contributors to OSB Group's Scope 3 emissions were:a

  • Investments (Cat. 15): 314,413 tCOâ‚‚e(99.21%)
  • Employee Commuting (Cat. 7): 2,021.06 tCOâ‚‚e(0.64%)
  • Business Travel (Cat. 6): 256.67 tCOâ‚‚e(0.08%)

OSB Group's Scope 3 Emissions by Categories

Investments(Cat. 15)(99.2%)

Insights into OSB Group’s GHG Emissions Intensity Compared to Industry Peers

In 2023, OSB Group reported Scope 1 greenhouse gas (GHG) emissions of 171.44 tCOâ‚‚e and total revenues of USD 830 millions. This translates into an emissions intensity of 0.21 tCOâ‚‚e per millions USD.a

OSB Group's Scope 1 Emissions Intensity Compared to Peers

51001,00020,000200,000Scope 1 Emissions (tCO2e)505002,00020,000100,000Revenues (Millions of USD)HPLJBSAQHHH & T GroupYear: 2024Scope 1: 271 tCO2eRevenue: $M 333Scope 1 Intensity: 0.81 tCO2e/$MAJ BellYear: 2024Scope 1: 182 tCO2eRevenue: $M 361Scope 1 Intensity: 0.50 tCO2e/$MPPPolar Capital HoldingsYear: 2025Scope 1: 37 tCO2eRevenue: $M 287Scope 1 Intensity: 0.13 tCO2e/$MAllfunds GroupYear: 2024Scope 1: 11 tCO2eRevenue: $M 578Scope 1 Intensity: 0.02 tCO2e/$MLLLion Finance GroupYear: 2024Scope 1: 3,046 tCO2eRevenue: $M 368Scope 1 Intensity: 8.28 tCO2e/$MJJJupiter Fund ManagementYear: 2024Scope 1: 66 tCO2eRevenue: $M 505Scope 1 Intensity: 0.13 tCO2e/$MBBBridgepoint GroupYear: 2024Scope 1: 51 tCO2eRevenue: $M 487Scope 1 Intensity: 0.10 tCO2e/$MLegal & General GroupYear: 2024Scope 1: 9,665 tCO2eRevenue: $M 26,150Scope 1 Intensity: 0.37 tCO2e/$MAdmiral GroupYear: 2024Scope 1: 542 tCO2eRevenue: $M 6,110Scope 1 Intensity: 0.09 tCO2e/$MNatWest GroupYear: 2024Scope 1: 9,402 tCO2eRevenue: $M 18,388Scope 1 Intensity: 0.51 tCO2e/$MAvivaYear: 2024Scope 1: 7,437 tCO2eRevenue: $M 39,855Scope 1 Intensity: 0.19 tCO2e/$MSSSagaYear: 2024Scope 1: 109,647 tCO2eRevenue: $M 731Scope 1 Intensity: 150.02 tCO2e/$MAAAlpha Group InternationalYear: 2024Scope 1: 19 tCO2eRevenue: $M 170Scope 1 Intensity: 0.11 tCO2e/$MBeazleyYear: 2024Scope 1: 8 tCO2eRevenue: $M 747Scope 1 Intensity: 0.01 tCO2e/$MPrudentialYear: 2024Scope 1: 1,562 tCO2eRevenue: $M 6,010Scope 1 Intensity: 0.26 tCO2e/$MSt James's PlaceYear: 2024Scope 1: 597 tCO2eRevenue: $M 32,446Scope 1 Intensity: 0.02 tCO2e/$MLloyds Banking GroupYear: 2024Scope 1: 20,441 tCO2eRevenue: $M 23,345Scope 1 Intensity: 0.88 tCO2e/$MQQQuilterYear: 2024Scope 1: 354 tCO2eRevenue: $M 6,808Scope 1 Intensity: 0.05 tCO2e/$MParagon Banking GroupYear: 2024Scope 1: 818 tCO2eRevenue: $M 645Scope 1 Intensity: 1.27 tCO2e/$MRIT Capital PartnersYear: 2024Scope 1: 29 tCO2eRevenue: $M 431Scope 1 Intensity: 0.07 tCO2e/$MOSB GroupYear: 2023Scope 1: 171 tCO2eRevenue: $M 830Scope 1 Intensity: 0.21 tCO2e/$M

How does OSB Group's GHG emissions intensity compare to its peers?

In 2023, OSB Group reported a Scope 1 emissions intensity of 0.21 tCOâ‚‚e per millions USD. Compared to the peer group median of 0.16, this places the company above its industry benchmark, indicating it is less carbon-efficient than most competitors.a

Where does OSB Group rank on GHG emissions intensity within its industry?

In 2023, OSB Group ranked 12 out of 20 companies in its industry peer group, based on Scope 1 emissions intensity (measured in tCOâ‚‚e per millions USD).a

OSB Group is therefore positioned in the mid-range of its industry, neither a clear leader nor a laggard in carbon efficiency.a

Insights into OSB Group's Total Carbon Footprint

In 2023, OSB Group reported a total carbon footprint of 317,479.63 metric tons of COâ‚‚ equivalent (tCOâ‚‚e) across Scope 1, Scope 2, and Scope 3 emissions. This represents a 12.9% decrease compared to 2022, indicating progress in reducing its overall greenhouse gas output.a

The largest contributor to OSB Group's total carbon footprint was Scope 3 emissions, accounting for 99.82% of the company's total carbon footprint, followed by Scope 2 emissions at 0.13%.a

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