PNB Housing Finance Ltd

Common Name
PNB Housing Finance
Country
India
Sector
Financial Services
Industry
Mortgage Finance
Employees
2,149
Ticker
PNBHOUSING
Exchange
NATIONAL STOCK EXCHANGE OF INDIA
Description
PNB Housing Finance Ltd. is a non-banking financial institution in India, primarily focused on providing home loans to individuals and corporate clients. Established in 1988, it functions as a subsidi...

PNB Housing Finance's GHG Emissions Data Preview

In 2025, PNB Housing Finance completed a corporate carbon footprint assessment and publicly disclosed its greenhouse gas (GHG) emissions according to the GHG Protocol, covering Scope 1 (direct emissions from owned or controlled sources), Scope 2 (indirect emissions from purchased energy) and Scope 3 (indirect emissions across the value chain).

PNB Housing Finance has also provided a category-level breakdown for 3 out of 15 Scope 3 emissions categories, offering greater transparency into its value chain emissions.

Metric (tCO2e)2025202420232022 - 2017
Total Scope 1
Copy restricted. Please purchase to unlock this data.
a
Copy restricted. Please purchase to unlock this data.
a
Copy restricted. Please purchase to unlock this data.
b
0000000
Total Scope 2
Unspecified Calculation Method
Copy restricted. Please purchase to unlock this data.
a
Copy restricted. Please purchase to unlock this data.
a
Copy restricted. Please purchase to unlock this data.
b
0000000
Total Scope 3
Copy restricted. Please purchase to unlock this data.
a
Copy restricted. Please purchase to unlock this data.
Copy restricted. Please purchase to unlock this data.
0000000
Total Scope 1 Revenue Intensity (tCO2e/$M)
Copy restricted. Please purchase to unlock this data.
a
Copy restricted. Please purchase to unlock this data.
a
Copy restricted. Please purchase to unlock this data.
b
0000000
Download Data

Verified Sources Behind PNB Housing Finance’s Greenhouse Gas (GHG) Emissions Data

Every figure on this dashboard has a transparent audit trail. With Tracenable, each data point is traceable back to its original source, viewable directly inside our platform. Explore PNB Housing Finance’s data sources below and access millions more through our Disclosure Search.

a. PNB Housing Finance's Annual Report 2025
a. PNB Housing Finance's Annual Report 2025
b. PNB Housing Finance's Annual Report 2024
b. PNB Housing Finance's Annual Report 2024

Insights into PNB Housing Finance's Operational Emissions

In 2025, the total operational greenhouse gas (GHG) emissions of PNB Housing Finance amounted to 4,663.14 metric tons of CO2 equivalent. This figure includes both direct emissions from owned or controlled sources (Scope 1) and indirect emissions from purchased energy (Scope 2). a

Compared to 2024, the total operational greenhouse gas (GHG) emissions of PNB Housing Finance increased by 80.63%, suggesting that the company faced challenges in reducing its emissions from its core operations. a

PNB Housing Finance's Scope 1 Emissions Over Time

202320242025015304560tCO2e+40%-87%
  • Total Scope 1
  • Year-over-Year Change

What are PNB Housing Finance's Scope 1 emissions?

In 2025, the total Scope 1 emissions of PNB Housing Finance were 6.97 metric tons of CO₂ equivalent (tCO₂e). a

Has PNB Housing Finance reduced its Scope 1 emissions over time?

Since 2023, PNB Housing Finance's Scope 1 emissions have decreased by 81.64%, reflecting a declining long-term trend in Scope 1 emissions over time. a b

Compared to the previous year (2024), PNB Housing Finance's Scope 1 emissions decreased by 86.85%, highlighting the company's efforts to lower direct emissions from assets it owns or controls. a

What are PNB Housing Finance's Scope 2 emissions?

In 2025, PNB Housing Finance reported Scope 2 greenhouse gas (GHG) emissions of 4,656.17 tCO₂e without specifying the calculation method. a

Has PNB Housing Finance reduced its Scope 2 emissions over time?

Since 2023, PNB Housing Finance's Scope 2 greenhouse gas (GHG) emissions ( Unspecified Calculation Method) have increased by 133.37%, reflecting a rising long-term trend in Scope 2 emissions over time. a b

Compared to the previous year (2024), PNB Housing Finance's Scope 2 emissions (Unspecified Calculation Method) rose by 84.15% in 2025, suggesting that the company faced challenges in reducing emissions from purchased electricity and energy a

What methodology does PNB Housing Finance use for Scope 2 reporting?

In 2025, PNB Housing Finance reported its Scope 2 emissions using an unspecified methodology. a

PNB Housing Finance's Scope 2 Emissions Over Time

20232024202501.5 k3 k4.5 k6 ktCO2e
  • Total Scope 2 (Unspecified Calculation Method)

Insights into PNB Housing Finance's Value Chain Emissions

In 2025, PNB Housing Finance reported 16,743.3 metric tons of CO₂ equivalent (tCO₂e) of Scope 3 greenhouse gas (GHG) emissions, representing indirect emissions across its upstream and downstream value chain. a

The 2025 disclosure of PNB Housing Finance includes a breakdown across 3 of the 15 Scope 3 categories defined by the GHG Protocol, up from 0 in 2024, reflecting improved emissions accounting practices and greater transparency across the company's value chain a

PNB Housing Finance's Scope 3 Emissions Over Time

202504.5 k9 k13.5 k18 ktCO2e
  • Total Scope 3
  • Year-over-Year Change

What are PNB Housing Finance's Scope 3 emissions?

In 2025, PNB Housing Finance reported total Scope 3 emissions of 16,743.3 metric tons of CO₂ equivalent (tCO₂e). a

Approximately 3.65% of these emissions originated from upstream activities such as purchased goods and capital goods, while 96.35% came from downstream activities like product use, distribution, and end-of-life treatment. a

What categories of Scope 3 emissions does PNB Housing Finance disclose?

In 2025, PNB Housing Finance reported emissions for 3 out of the 15 Scope 3 categories defined by the GHG Protocol. a

The limited disclosure restricts visibility into specific emission sources across the company's value chain.

What are the main sources of PNB Housing Finance's Scope 3 emissions?

In 2025, the largest contributors to PNB Housing Finance's Scope 3 emissions were: a

  • Investments (Cat. 15): 16,131.41 tCO₂e (96.35%)
  • Business Travel (Cat. 6): 530.75 tCO₂e (3.17%)
  • Employee Commuting (Cat. 7): 81.14 tCO₂e (0.48%)

PNB Housing Finance's Scope 3 Emissions by Categories

Investments(Cat. 15)(96.3%)Business Travel(Cat. 6)(3.2%)

Insights into PNB Housing Finance’s GHG Emissions Intensity Compared to Industry Peers

In 2025, PNB Housing Finance reported Scope 1 greenhouse gas (GHG) emissions of 6.97 tCO₂e and total revenues of USD 347 millions. This translates into an emissions intensity of 0.02 tCO₂e per millions USD. a

PNB Housing Finance's Scope 1 Emissions Intensity Compared to Peers

0.02201,00050,000Scope 1 Emissions (tCO2e)502001,0005,00050,000Revenues (Millions of USD)IBSEYear: 2025Scope 1: 77 tCO2eRevenue: $M 346Scope 1 Intensity: 0.22 tCO2e/$MSammaan CapitalYear: 2024Scope 1: 384 tCO2eRevenue: $M 398Scope 1 Intensity: 0.97 tCO2e/$MRBL BankYear: 2024Scope 1: 116 tCO2eRevenue: $M 1,076Scope 1 Intensity: 0.11 tCO2e/$MLIC Housing FinanceYear: 2025Scope 1: 4 tCO2eRevenue: $M 984Scope 1 Intensity: 0.00 tCO2e/$MSouth Indian BankYear: 2023Scope 1: 201 tCO2eRevenue: $M 482Scope 1 Intensity: 0.42 tCO2e/$MPoonawalla FincorpYear: 2025Scope 1: 347 tCO2eRevenue: $M 468Scope 1 Intensity: 0.74 tCO2e/$MMCXYear: 2025Scope 1: 11 tCO2eRevenue: $M 130Scope 1 Intensity: 0.09 tCO2e/$MAU Small Finance BankYear: 2025Scope 1: 317 tCO2eRevenue: $M 1,234Scope 1 Intensity: 0.26 tCO2e/$MShriram FinanceYear: 2025Scope 1: 4,236 tCO2eRevenue: $M 2,597Scope 1 Intensity: 1.63 tCO2e/$MCholaYear: 2025Scope 1: 356 tCO2eRevenue: $M 1,570Scope 1 Intensity: 0.23 tCO2e/$MHousing and Urban DevelopmentYear: 2025Scope 1: 34 tCO2eRevenue: $M 421Scope 1 Intensity: 0.08 tCO2e/$MDCB BankYear: 2023Scope 1: 454 tCO2eRevenue: $M 259Scope 1 Intensity: 1.75 tCO2e/$MStar HealthYear: 2024Scope 1: 0 tCO2eRevenue: $M 1,600Scope 1 Intensity: 0.00 tCO2e/$MAditya Birla CapitalYear: 2025Scope 1: 40 tCO2eRevenue: $M 5,077Scope 1 Intensity: 0.01 tCO2e/$MKarnataka BankYear: 2024Scope 1: 17 tCO2eRevenue: $M 556Scope 1 Intensity: 0.03 tCO2e/$MBajaj Housing FinanceYear: 2025Scope 1: 206 tCO2eRevenue: $M 1,074Scope 1 Intensity: 0.19 tCO2e/$MNippon Life India AMCYear: 2025Scope 1: 72 tCO2eRevenue: $M 261Scope 1 Intensity: 0.28 tCO2e/$MCDSLYear: 2025Scope 1: 5 tCO2eRevenue: $M 127Scope 1 Intensity: 0.04 tCO2e/$MIDFC First BankYear: 2025Scope 1: 19,417 tCO2eRevenue: $M 3,090Scope 1 Intensity: 6.28 tCO2e/$MIDBI BankYear: 2025Scope 1: 2,361 tCO2eRevenue: $M 2,106Scope 1 Intensity: 1.12 tCO2e/$MSBI Life InsuranceYear: 2025Scope 1: 4,109 tCO2eRevenue: $M 13,686Scope 1 Intensity: 0.30 tCO2e/$MIIIndian Railway FinanceYear: 2025Scope 1: 21 tCO2eRevenue: $M 3,177Scope 1 Intensity: 0.01 tCO2e/$MPNB Housing FinanceYear: 2025Scope 1: 7 tCO2eRevenue: $M 347Scope 1 Intensity: 0.02 tCO2e/$M

How does PNB Housing Finance's GHG emissions intensity compare to its peers?

In 2025, PNB Housing Finance reported a Scope 1 emissions intensity of 0.02 tCO₂e per millions USD. Compared to the peer group median of 0.23 , this places the company below its industry benchmark, indicating it is more carbon-efficient than most competitors. a

Where does PNB Housing Finance rank on GHG emissions intensity within its industry?

In 2025, PNB Housing Finance ranked 5 out of 22 companies in its industry peer group, based on Scope 1 emissions intensity (measured in tCO₂e per millions USD). a

This places PNB Housing Finance among the top performers, with one of the lowest emissions intensities relative to peers. a

Insights into PNB Housing Finance's Total Carbon Footprint

In 2025, PNB Housing Finance reported a total carbon footprint of 21,406.44 metric tons of CO₂ equivalent (tCO₂e) across Scope 1, Scope 2, and Scope 3 emissions. This represents a 729.21% increase compared to 2024, suggesting a rise in emissions across its operations or value chain. a

The largest contributor to PNB Housing Finance's total carbon footprint was Scope 3 emissions, accounting for 78.22% of the company's total carbon footprint, followed by Scope 2 emissions at 21.75%. a

Want Full Access to PNB Housing Finance's GHG Emissions Dataset?
Sign Up