In 2025, CrediaBank completed a corporate carbon footprint assessment and publicly disclosed its greenhouse gas (GHG) emissions according to the GHG Protocol, covering Scope 1 (direct emissions from owned or controlled sources), Scope 2 (indirect emissions from purchased energy) and Scope 3 (indirect emissions across the value chain).
CrediaBank has also provided a category-level breakdown for 8 out of 15 Scope 3 emissions categories, offering greater transparency into its value chain emissions.
| Metric (tCO2e) | 2025 | 2024 |
|---|---|---|
Total Scope 1 | 370.65a | 816.44a |
Total Scope 2 | ||
Market-Based | 470.17a | 1,171.82a |
Location-Based | 1,291.49a | 815.32a |
Total Scope 3 | 2,306,419.35a | 1,470,616.9a |
Total Scope 1 Revenue Intensity (tCO2e/$M) | 1.1375a | 5.4082a |
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In 2025, the total operational greenhouse gas (GHG) emissions of CrediaBank amounted to 1,662.14 metric tons of CO2 equivalent. This figure includes both direct emissions from owned or controlled sources (Scope 1) and indirect emissions from purchased energy (Scope 2).a
Compared to 2024, the total operational greenhouse gas (GHG) emissions of CrediaBank increased by 1.86%, suggesting that the company faced challenges in reducing its emissions from its core operations.a
In 2025, the total Scope 1 emissions of CrediaBank were 370.65 metric tons of CO₂ equivalent (tCO₂e).a
Compared to the previous year (2024), CrediaBank's Scope 1 emissions decreased by 54.6%, highlighting the company's efforts to lower direct emissions from assets it owns or controls.a
In 2025, CrediaBank reported Scope 2 greenhouse gas (GHG) emissions of 470.17 tCO₂e using the market-based method and 1,291.49 tCO₂e using the location-based method.a
Compared to the previous year (2024), CrediaBank's Scope 2 emissions (Location-Based) rose by 58.4% in 2025, suggesting that the company faced challenges in reducing emissions from purchased electricity and energya
In 2025, CrediaBank reported its Scope 2 emissions using the market-based method and using the location-based method.a
In 2025, CrediaBank reported 2,306,419.35 metric tons of CO₂ equivalent (tCO₂e) of Scope 3 greenhouse gas (GHG) emissions, representing indirect emissions across its upstream and downstream value chain.a
The 2025 disclosure of CrediaBank includes a breakdown across 8 of the 15 Scope 3 categories defined by the GHG Protocol, matching the level of disclosure in 2024, demonstrating consistent Scope 3 emissions reporting coverage year over year.a
In 2025, CrediaBank reported total Scope 3 emissions of 2,306,419.35 metric tons of CO₂ equivalent (tCO₂e).a
Approximately 0.34% of these emissions originated from upstream activities such as purchased goods and capital goods, while 99.66% came from downstream activities like product use, distribution, and end-of-life treatment.a
Compared to the previous year (2024), CrediaBank's Scope 3 emissions increased by 56.83%, suggesting that the company faced challenges in reducing emissions across its value chain.a
In 2025, CrediaBank reported emissions for 8 out of the 15 Scope 3 categories defined by the GHG Protocol.a
This partial disclosure allows for some insight into the company's indirect impacts.
In 2025, the largest contributors to CrediaBank's Scope 3 emissions were:a
In 2025, CrediaBank reported Scope 1 greenhouse gas (GHG) emissions of 370.65 tCO₂e and total revenues of USD 326 millions. This translates into an emissions intensity of 1.14 tCO₂e per millions USD.a
In 2025, CrediaBank reported a Scope 1 emissions intensity of 1.14 tCO₂e per millions USD. Compared to the peer group median of 0.75, this places the company above its industry benchmark, indicating it is less carbon-efficient than most competitors.a
In 2025, CrediaBank ranked 18 out of 25 companies in its industry peer group, based on Scope 1 emissions intensity (measured in tCO₂e per millions USD).a
CrediaBank is therefore positioned in the mid-range of its industry, neither a clear leader nor a laggard in carbon efficiency.a
In 2025, CrediaBank reported a total carbon footprint of 2,308,081.49 metric tons of CO₂ equivalent (tCO₂e) across Scope 1, Scope 2, and Scope 3 emissions. This represents a 56.77% increase compared to 2024, suggesting a rise in emissions across its operations or value chain.a
The largest contributor to CrediaBank's total carbon footprint was Scope 3 emissions, accounting for 99.93% of the company's total carbon footprint, followed by Scope 2 emissions at 0.06%.a