Below are the financial statements of Krungthai Card, including the income statement and balance sheet for the company's latest fiscal year. All figures are accurate, verifiable, and fully traceable to the original annual filing where disclosed.
| All figures in thousands of THB | 2024 | 2023 | 2022 |
|---|---|---|---|
| Profit or loss | — | — | — |
| Revenue | — | — | — |
| Interest income | 16,188,150.93a | 12,741,862.32a | - |
| Fee and service income | 6,378,020.88a | 8,834,510.9a | - |
| Bad debt recovery | 4,109,614.79a | 3,249,441.11a | - |
| Gain on exchange rate, net | 225,658.9a | 136,581.74a | - |
| Gain from selling investments | 2.9a | 0a | - |
| Other income | 554,140.45a | 456,066.19a | - |
| Total revenue | 27,455,588.85a | 25,418,462.25a | - |
| Expenses | — | — | — |
| Administrative expenses | -9,384,024.91a | -8,534,132.1a | - |
| Management remuneration | -237,927.83a | -266,457.67a | - |
| Expected credit loss | -6,762,124.98a | -5,894,117.31a | - |
| Total expenses | -16,384,077.71a | -14,694,707.08a | - |
| Operating income | 11,071,511.14a | 10,723,755.17a | - |
| Finance costs | -1,806,213.11a | -1,702,639.26a | - |
| Share of profit from investments in an associate | 0a | 47,022.63a | - |
| Profit before income tax | 9,265,298.03a | 9,068,138.53a | - |
| Income tax expense | -1,877,280.23a | -1,818,507.52a | - |
| Net profit for the year | 7,388,017.8a | 7,249,631.02a | - |
| Profit (loss) attributable to | — | — | — |
| Owners of the parent | 7,437,164.07a | 7,295,394.62a | - |
| Non-controlling interests | -49,146.26a | -45,763.61a | - |
| Interest income | - | - | 11,379,000a |
| Fee and service income | - | - | 7,976,000a |
| Bad debt recovery | - | - | 3,421,000a |
| Gain on exchange rate, net | - | - | 61,000a |
| Gain from selling investments | - | - | 0a |
| Other income | - | - | 395,000a |
| Total revenue | - | - | 23,231,000a |
| Administrative expenses | - | - | -7,872,000a |
| Management remuneration | - | - | -244,000a |
| Expected credit loss | - | - | -4,868,000a |
| Total expenses | - | - | -12,985,000a |
| Operating income | - | - | 10,246,000a |
| Finance costs | - | - | -1,392,000a |
| Share of profit of investments in an associate | - | - | 17,000a |
| Profit before income tax | - | - | 8,871,000a |
| Income tax expense | - | - | -1,818,000a |
| Net profit for the year | - | - | 7,054,000a |
| Owners of the parent | - | - | 7,079,000a |
| Non-controlling interests | - | - | -26,000a |
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