In 2025, Pathward Financial completed a corporate carbon footprint assessment and publicly disclosed its greenhouse gas (GHG) emissions according to the GHG Protocol, covering Scope 1 (direct emissions from owned or controlled sources), Scope 2 (indirect emissions from purchased energy) and Scope 3 (indirect emissions across the value chain).
However, Pathward Financial has not published a category-level breakdown of its Scope 3 emissions, limiting visibility into specific value chain sources.
| Metric (tCO2e) | 2025 | 2024 | 2023 | 2022-2019 |
|---|---|---|---|---|
Total Scope 1 | 234a | 302a | 343a | |
Total Scope 2 | ||||
Market-Based | 1,673a | 1,785a | 1,806a | |
Location-Based | N/A | N/A | N/A | |
Total Scope 3 | 1,558a | 2,102a | 1,590a | |
Total Scope 1 Revenue Intensity (tCO2e/$M) | 0.3474a | 0.4663a | 0.5941a |
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In 2025, the total operational greenhouse gas (GHG) emissions of Pathward Financial amounted to 1,907 metric tons of CO2 equivalent. This figure includes both direct emissions from owned or controlled sources (Scope 1) and indirect emissions from purchased energy (Scope 2).a
Compared to 2024, the total operational greenhouse gas (GHG) emissions of Pathward Financial decreased by 8.62%, showing that the company has made progress in taking action to reduce the climate impact of its operations.a
In 2025, the total Scope 1 emissions of Pathward Financial were 234 metric tons of CO₂ equivalent (tCO₂e).a
Since 2023, Pathward Financial's Scope 1 emissions have decreased by 31.78%, reflecting a declining long-term trend in Scope 1 emissions over time.a
Compared to the previous year (2024), Pathward Financial's Scope 1 emissions decreased by 22.52%, highlighting the company's efforts to lower direct emissions from assets it owns or controls.a
In 2025, Pathward Financial reported Scope 2 greenhouse gas (GHG) emissions of 1,673 tCO₂e using the market-based method.a
Since 2023, Pathward Financial's Scope 2 greenhouse gas (GHG) emissions (Market-Based) have remained relatively stable, indicating that Pathward Financial's emissions have plateaued with no significant change in its energy consumption footprint.a
Compared to the previous year (2024), Pathward Financial's Scope 2 emissions (Market-Based) have remained relatively stable, indicating that Pathward Financial's emissions have plateaued with no significant change in its energy consumption footprint.a
In 2025, Pathward Financial reported its Scope 2 emissions using the market-based method.a
In 2025, Pathward Financial reported 1,558 metric tons of CO₂ equivalent (tCO₂e) of Scope 3 greenhouse gas (GHG) emissions, representing indirect emissions across its upstream and downstream value chain.a
The 2025 disclosure of Pathward Financial includes a breakdown across 0 of the 15 Scope 3 categories defined by the GHG Protocol, matching the level of disclosure in 2024, demonstrating consistent Scope 3 emissions reporting coverage year over year.a
In 2025, Pathward Financial reported total Scope 3 emissions of 1,558 metric tons of CO₂ equivalent (tCO₂e).a
Since 2023, Pathward Financial's Scope 3 emissionshave remained relatively stable, indicating that Pathward Financial's emissions have plateaued with no significant change in its value chain footprint.a
Compared to the previous year (2024), Pathward Financial's Scope 3 emissions decreased by 25.88%, highlighting the company's efforts to lower indirect emissions from its value chain.a
In 2025, Pathward Financial reported Scope 1 greenhouse gas (GHG) emissions of 234 tCO₂e and total revenues of USD 674 millions. This translates into an emissions intensity of 0.35 tCO₂e per millions USD.a
In 2025, Pathward Financial reported a Scope 1 emissions intensity of 0.35 tCO₂e per millions USD. Compared to the peer group median of 1.46, this places the company below its industry benchmark, indicating it is more carbon-efficient than most competitors.a
In 2025, Pathward Financial ranked 2 out of 25 companies in its industry peer group, based on Scope 1 emissions intensity (measured in tCO₂e per millions USD).a
This places Pathward Financial among the top performers, with one of the lowest emissions intensities relative to peers.a
In 2025, Pathward Financial reported a total carbon footprint of 3,465 metric tons of CO₂ equivalent (tCO₂e) across Scope 1, Scope 2, and Scope 3 emissions. This represents a 17.28% decrease compared to 2024, indicating progress in reducing its overall greenhouse gas output.a
The largest contributor to Pathward Financial's total carbon footprint was Scope 2 emissions, accounting for 48.28% of the company's total carbon footprint, followed by Scope 3 emissions at 44.96%.a