Saga PLC

Common Name
Saga
Country
United Kingdom
Sector
Financial Services
Industry
Insurance - Diversified
Employees
3,498
Ticker
SAGA
Exchange
LONDON STOCK EXCHANGE
Description
Saga plc is a UK-based company primarily engaged in the provision of products and services tailored for individuals over 50. Its core operations are bifurcated into insurance and travel sectors. In in...

Saga's GHG Emissions Data Preview

In 2025, Saga completed a corporate carbon footprint assessment and publicly disclosed its greenhouse gas (GHG) emissions according to the GHG Protocol, covering Scope 1 (direct emissions from owned or controlled sources), Scope 2 (indirect emissions from purchased energy) and Scope 3 (indirect emissions across the value chain).

Saga has also provided a category-level breakdown for 6 out of 15 Scope 3 emissions categories, offering greater transparency into its value chain emissions.

Metric (tCO2e)2025202420232022 - 2017
Total Scope 1
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Total Scope 2
Market-Based
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Location-Based
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Total Scope 3
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0000000
Total Scope 1 Revenue Intensity (tCO2e/$M)
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Verified Sources Behind Saga’s Greenhouse Gas (GHG) Emissions Data

Every figure on this dashboard has a transparent audit trail. With Tracenable, each data point is traceable back to its original source, viewable directly inside our platform. Explore Saga’s data sources below and access millions more through our Disclosure Search.

a. Saga's ESG Report 2025
a. Saga's ESG Report 2025

Insights into Saga's Operational Emissions

In 2025, the total operational greenhouse gas (GHG) emissions of Saga amounted to 107,766 metric tons of CO2 equivalent. This figure includes both direct emissions from owned or controlled sources (Scope 1) and indirect emissions from purchased energy (Scope 2). a

Compared to 2024, the total operational greenhouse gas (GHG) emissions of Saga decreased by 2.66%, showing that the company has made progress in taking action to reduce the climate impact of its operations. a

Saga's Scope 1 Emissions Over Time

20242025030 k60 k90 k120 ktCO2e-2%
  • Total Scope 1
  • Year-over-Year Change

What are Saga's Scope 1 emissions?

In 2025, the total Scope 1 emissions of Saga were 107,015 metric tons of CO₂ equivalent (tCO₂e). a

Compared to the previous year (2024), Saga's Scope 1 emissions decreased by 2.4%, highlighting the company's efforts to lower direct emissions from assets it owns or controls. a

What are Saga's Scope 2 emissions?

In 2025, Saga reported Scope 2 greenhouse gas (GHG) emissions of 219 tCO₂e using the market-based method and 751 tCO₂e using the location-based method. a

Has Saga reduced its Scope 2 emissions over time?

Compared to the previous year (2024), Saga's Scope 2 emissions (Location-Based) fell by 29.22% in 2025, showing that the company has made progress in taking action to reduce the climate impact of its energy consumption. a

What methodology does Saga use for Scope 2 reporting?

In 2025, Saga reported its Scope 2 emissions using the market-based method and using the location-based method. a

Saga's Scope 2 Emissions Over Time

2024202503006009001.2 ktCO2e
  • Total Scope 2 Location-Based
  • Total Scope 2 Market-Based

Insights into Saga's Value Chain Emissions

In 2025, Saga reported 169,846 metric tons of CO₂ equivalent (tCO₂e) of Scope 3 greenhouse gas (GHG) emissions, representing indirect emissions across its upstream and downstream value chain. a

The 2025 disclosure of Saga includes a breakdown across 6 of the 15 Scope 3 categories defined by the GHG Protocol, matching the level of disclosure in 2024, demonstrating consistent Scope 3 emissions reporting coverage year over year. a

Saga's Scope 3 Emissions Over Time

20242025055 k110 k165 k220 ktCO2e-17%
  • Total Scope 3
  • Year-over-Year Change

What are Saga's Scope 3 emissions?

In 2025, Saga reported total Scope 3 emissions of 169,846 metric tons of CO₂ equivalent (tCO₂e). a

Approximately 34.96% of these emissions originated from upstream activities such as purchased goods and capital goods, while 65.04% came from downstream activities like product use, distribution, and end-of-life treatment. a

Compared to the previous year (2024), Saga's Scope 3 emissions decreased by 17.25%, highlighting the company's efforts to lower indirect emissions from its value chain. a

What categories of Scope 3 emissions does Saga disclose?

In 2025, Saga reported emissions for 6 out of the 15 Scope 3 categories defined by the GHG Protocol. a

This partial disclosure allows for some insight into the company's indirect impacts.

What are the main sources of Saga's Scope 3 emissions?

In 2025, the largest contributors to Saga's Scope 3 emissions were: a

  • Use of Sold Products (Cat. 11): 68,471 tCO₂e (40.31%)
  • Investments (Cat. 15): 39,257 tCO₂e (23.11%)
  • Purchased Goods and Services (Cat. 1): 32,896 tCO₂e (19.37%)

Saga's Scope 3 Emissions by Categories

Use of Sold Products(Cat. 11)(40.3%)Purchased Goods andServices (Cat. 1)(19.4%)Investments(Cat. 15)(23.1%)

Insights into Saga’s GHG Emissions Intensity Compared to Industry Peers

In 2024, Saga reported Scope 1 greenhouse gas (GHG) emissions of 109,647 tCO₂e and total revenues of USD 731 millions. This translates into an emissions intensity of 150.02 tCO₂e per millions USD. a

Saga's Scope 1 Emissions Intensity Compared to Peers

51001,00020,000200,000Scope 1 Emissions (tCO2e)505002,00020,000100,000Revenues (Millions of USD)HPFABQSHHH & T GroupYear: 2024Scope 1: 271 tCO2eRevenue: $M 333Scope 1 Intensity: 0.81 tCO2e/$MAJ BellYear: 2024Scope 1: 182 tCO2eRevenue: $M 361Scope 1 Intensity: 0.50 tCO2e/$MPPPolar Capital HoldingsYear: 2025Scope 1: 37 tCO2eRevenue: $M 287Scope 1 Intensity: 0.13 tCO2e/$MAllfunds GroupYear: 2024Scope 1: 11 tCO2eRevenue: $M 578Scope 1 Intensity: 0.02 tCO2e/$MLondon Stock Exchange GroupYear: 2024Scope 1: 1,736 tCO2eRevenue: $M 11,114Scope 1 Intensity: 0.16 tCO2e/$MInvestecYear: 2025Scope 1: 216 tCO2eRevenue: $M 2,738Scope 1 Intensity: 0.08 tCO2e/$MFFFunding Circle HoldingsYear: 2022Scope 1: 85 tCO2eRevenue: $M 188Scope 1 Intensity: 0.45 tCO2e/$M3i GroupYear: 2025Scope 1: 91 tCO2eRevenue: $M 6,711Scope 1 Intensity: 0.01 tCO2e/$MJanus Henderson GroupYear: 2024Scope 1: 116 tCO2eRevenue: $M 2,473Scope 1 Intensity: 0.05 tCO2e/$MAAAberdeen GroupYear: 2023Scope 1: 739 tCO2eRevenue: $M 1,844Scope 1 Intensity: 0.40 tCO2e/$MBBBridgepoint GroupYear: 2023Scope 1: 30 tCO2eRevenue: $M 376Scope 1 Intensity: 0.08 tCO2e/$MLegal & General GroupYear: 2024Scope 1: 9,665 tCO2eRevenue: $M 26,150Scope 1 Intensity: 0.37 tCO2e/$MAdmiral GroupYear: 2024Scope 1: 542 tCO2eRevenue: $M 6,110Scope 1 Intensity: 0.09 tCO2e/$MNatWest GroupYear: 2024Scope 1: 9,402 tCO2eRevenue: $M 18,388Scope 1 Intensity: 0.51 tCO2e/$MAvivaYear: 2024Scope 1: 7,437 tCO2eRevenue: $M 39,855Scope 1 Intensity: 0.19 tCO2e/$MBeazleyYear: 2024Scope 1: 8 tCO2eRevenue: $M 747Scope 1 Intensity: 0.01 tCO2e/$MPrudentialYear: 2024Scope 1: 1,562 tCO2eRevenue: $M 6,010Scope 1 Intensity: 0.26 tCO2e/$MSt James's PlaceYear: 2024Scope 1: 597 tCO2eRevenue: $M 32,446Scope 1 Intensity: 0.02 tCO2e/$MLloyds Banking GroupYear: 2024Scope 1: 20,441 tCO2eRevenue: $M 23,345Scope 1 Intensity: 0.88 tCO2e/$MQQQuilterYear: 2024Scope 1: 354 tCO2eRevenue: $M 6,808Scope 1 Intensity: 0.05 tCO2e/$MBarclaysYear: 2024Scope 1: 8,949 tCO2eRevenue: $M 32,913Scope 1 Intensity: 0.27 tCO2e/$MSSSagaYear: 2024Scope 1: 109,647 tCO2eRevenue: $M 731Scope 1 Intensity: 150.02 tCO2e/$M

How does Saga's GHG emissions intensity compare to its peers?

In 2024, Saga reported a Scope 1 emissions intensity of 150.02 tCO₂e per millions USD. Compared to the peer group median of 0.16 , this places the company above its industry benchmark, indicating it is less carbon-efficient than most competitors. a

Where does Saga rank on GHG emissions intensity within its industry?

In 2024, Saga ranked 22 out of 21 companies in its industry peer group, based on Scope 1 emissions intensity (measured in tCO₂e per millions USD). a

This places Saga among the least efficient performers, with one of the highest emissions intensities in its sector. a

Insights into Saga's Total Carbon Footprint

In 2025, Saga reported a total carbon footprint of 277,612 metric tons of CO₂ equivalent (tCO₂e) across Scope 1, Scope 2, and Scope 3 emissions. This represents a 12.14% decrease compared to 2024, indicating progress in reducing its overall greenhouse gas output. a

The largest contributor to Saga's total carbon footprint was Scope 3 emissions, accounting for 61.18% of the company's total carbon footprint, followed by Scope 1 emissions at 38.55%. a

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