Below are the financial statements of Union Bank of India, including the income statement and balance sheet for the company's latest fiscal year. All figures are accurate, verifiable, and fully traceable to the original annual filing where disclosed.
| All figures in billions of INR | 2025 | 2024 |
|---|---|---|
| Income | — | — |
| Interest earned | 1,084.17a | 1,003.76a |
| Other income | 215.62a | 178.13a |
| Total | 1,299.79a | 1,181.88a |
| Expenditure | — | — |
| Interest expended | -707.33a | -633.64a |
| Operating expenses | -280.44a | -265.06a |
| Provision and contingencies | -132.81a | -146.1a |
| Total | -1,120.58a | -1,044.79a |
| Consolidated net profit/(loss) before minority interest and share of earnings in associate | 179.21a | 137.09a |
| Add: share of profit in associate | 1.06a | 0.88a |
| Consolidated net profit/(loss) for the year before deducting minority interest | 180.27a | 137.97a |
| Less: minority interest | 0a | 0a |
| Consolidated net profit/(net loss) for the year attributable to the group | 180.27a | 137.97a |
| Transfer from investment fluctuation reserve | 0a | 0a |
| Add: profit/(loss) brought forward | 5.83a | 5.83a |
| Amount available for appropriation | 186.1a | 143.8a |
| Appropriations | — | — |
| Transfer to statutory reserve | 44.97a | 34.29a |
| Transfer to capital reserve | 3.4a | 1.63a |
| Transfer to investment fluctuation risk reserve | 0a | 0.28a |
| Transer to revenue and other reserves | 88.81a | 66.08a |
| Transfer to special reserve [Sec36(I)(viii)] of the income tax act,1961] | 6.83a | 6.68a |
| Transfer to investment reserve account | 0a | 1.53a |
| Proposed dividend | 36.26a | 27.48a |
| Balance in profit and loss account | 5.83a | 5.83a |
| Total | 186.1a | 143.8a |
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