| Revenue | — | — | — |
| Merchant network revenue | 674.61a | 507.6a | 458.51a |
| Card network revenue | 151.4a | 119.34a | 100.7a |
| Total network revenue | 826.01a | 626.94a | 559.21a |
| Interest income | 1,204.36a | 685.22a | 527.88a |
| Gain on sales of loans | 197.15a | 188.34a | 196.44a |
| Servicing income | 95.48a | 87.49a | 65.77a |
| Total revenue, net | 2,323a | 1,587.99a | 1,349.29a |
| Operating expenses | — | — | — |
| Loss on loan purchase commitment | -180.4a | -140.27a | -204.08a |
| Provision for credit losses | -460.63a | -331.86a | -255.27a |
| Funding costs | -344.25a | -183.01a | -69.69a |
| Processing and servicing | -343.25a | -257.34a | -157.81a |
| Technology and data analytics | -501.86a | -615.82a | -418.64a |
| Sales and marketing | -576.41a | -638.28a | -532.34a |
| General and administrative | -525.29a | -586.4a | -577.49a |
| Restructuring and other | -6.77a | -35.87a | 0a |
| Total operating expenses | -2,938.85a | -2,788.85a | -2,215.34a |
| Operating loss | -615.85a | -1,200.86a | -866.05a |
| Other income, net | 100.32a | 211.62a | 141.22a |
| Loss before income taxes | -515.53a | -989.25a | -724.83a |
| Income tax expense (benefit) | -2.23a | -3.9a | -17.41a |
| Net loss | -517.76a | -985.35a | -707.42a |