| Interest income | 60.64a | 49.9a |
| Interest expense | -44.57a | -33.33a |
| Net interest income | 16.07a | 16.57a |
| Other operating income | 4.25a | 3.57a |
| Net income from insurance business | 0.12a | 0.11a |
| Share of associates' profit/(loss) | 0.11a | 0.22a |
| Operating income | 20.55a | 20.47a |
| Operating expenses | -10.74a | -10.14a |
| Profit before credit impairment and income tax | 9.81a | 10.33a |
| Credit impairment (charge)/release | -0.41a | -0.25a |
| Profit before income tax | 9.4a | 10.09a |
| Income tax expense | -2.83a | -2.95a |
| Profit for the year | 6.57a | 7.13a |
| Comprising | — | — |
| Profit attributable to shareholders of the Company | 6.54a | 7.11a |
| Profit attributable to non-controlling interests | 0.04a | 0.03a |