Below are the financial statements of Commercial Bank PSQC, including the income statement and balance sheet for the company's latest fiscal year. All figures are accurate, verifiable, and fully traceable to the original annual filing where disclosed.
| All figures in millions of QAR | 2024 | 2023 |
|---|---|---|
| Interest income | 9,452.95a | 9,537.76a |
| Interest expense | -6,135.72a | -5,670.42a |
| Net interest income | 3,317.23a | 3,867.34a |
| Fee and commission income | 1,611.75a | 1,637.74a |
| Fee and commission expense | -719.83a | -832.29a |
| Net fee and commission income | 891.93a | 805.45a |
| Net foreign exchange (loss)/gain | -94.25a | 528.37a |
| Net income from investment securities | 261.67a | 248.67a |
| Other operating income | 179.47a | 39.67a |
| Net operating income | 4,556.04a | 5,489.49a |
| Staff costs | -633.21a | -771.38a |
| Depreciation | -221.58a | -237.13a |
| Amortization of intangible assets | -51.45a | -66.56a |
| Other expenses | -366.96a | -365.75a |
| Operating expenses | -1,273.19a | -1,440.82a |
| Operating profit | 3,282.85a | 4,048.67a |
| Net impairment losses on loans and advances to customers | -330.37a | -990.71a |
| Net impairment reversals on investment securities | 22.04a | 5.8a |
| Net impairment reversals on other financial assets | 97.28a | 109.2a |
| Other provisions | -256.11a | -41.68a |
| Profit before net monetary losses due to hyperinflation and share of results of associates and a joint arrangement | 2,815.69a | 3,131.28a |
| Net monetary losses due to hyperinflation | -131.76a | -334.98a |
| Profit before share of results of associates and a joint arrangement | 2,683.93a | 2,796.3a |
| Share of results of associates and a joint arrangement | 329.74a | 294.17a |
| Profit before tax | 3,013.66a | 3,090.47a |
| Income tax credit/(expense) | -18.41a | -80.24a |
| Profit for the year | 3,032.07a | 3,010.23a |
| Attributable to | — | — |
| Equity holders of the bank | 3,032.07a | 3,010.23a |
| Non-controlling interests | 0a | 0a |
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