Below are the financial statements of Essent Group, including the income statement and balance sheet for the company's latest fiscal year. All figures are accurate, verifiable, and fully traceable to the original annual filing where disclosed.
| All figures in millions of USD | 2024 | 2023 | 2022 |
|---|---|---|---|
| Revenues | — | — | — |
| Net premiums written | 966.58a | 894.28a | 820.03a |
| Decrease in unearned premiums | 24.3a | 22.62a | 22.5a |
| Net premiums earned | 990.88a | 916.91a | 842.53a |
| Net investment income | 222.07a | 186.14a | 124.41a |
| Realized investment gains (losses), net | -2.35a | -7.2a | -13.17a |
| Income (loss) from other invested assets | 7.38a | -11.12a | 28.68a |
| Other income | 24.93a | 25.04a | 18.38a |
| Total revenues | 1,242.9a | 1,109.76a | 1,000.82a |
| Losses and expenses | — | — | — |
| Provision (benefit) for losses and LAE | -81.22a | -31.54a | -174.7a |
| Other underwriting and operating expenses | -270.87a | -225.08a | -171.73a |
| Interest expense | -35.32a | -30.14a | -15.61a |
| Total losses and expenses | -387.41a | -286.76a | -12.64a |
| Income before income taxes | 855.49a | 823a | 988.19a |
| Income tax expense | -126.09a | -126.61a | -156.83a |
| Net income | 729.4a | 696.39a | 831.35a |
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