Below are the financial statements of ICICI Lombard, including the income statement and balance sheet for the company's latest fiscal year. All figures are accurate, verifiable, and fully traceable to the original annual filing where disclosed.
| All figures in billions of INR | 2024 | 2023 |
|---|---|---|
| Revenue account | — | — |
| Premium earned (net) | 168.66a | 148.23a |
| Income from investments (net) | 27.76a | 23.21a |
| Contribution from shareholders funds towards excess EOM | 0a | 8.91a |
| Other income | 1.1a | 0.6a |
| Total (A) | 197.52a | 180.95a |
| Claims incurred (net) | -119.39a | -107.26a |
| Commission paid (net) | -30.89a | -4.72a |
| Operating expenses related to insurance business | -28.18a | -45.15a |
| Total (B) | -178.46a | -157.13a |
| Operating profit/(loss) (C) | 19.06a | 23.82a |
| Profit & loss account | — | — |
| Operating profit/(loss) | 19.06a | 23.82a |
| Income from investments (net) | 8.45a | 7.32a |
| Other income | 0.05a | 0.44a |
| Total (A) | 27.56a | 31.58a |
| Provision (other than taxation) | -0.57a | -0.61a |
| Other expenses | -1.44a | -9.84a |
| Total (B) | -2.01a | -10.45a |
| Profit before tax | 25.55a | 21.13a |
| Provision for taxation | -6.36a | -3.84a |
| Profit after tax | 19.19a | 17.29a |
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