Below are the financial statements of mBank, including the income statement and balance sheet for the company's latest fiscal year. All figures are accurate, verifiable, and fully traceable to the original annual filing where disclosed.
| All figures in millions of PLN | 2024 as of 2024-12-31 | 2023 as of 2023-12-31 |
|---|---|---|
| Assets | — | — |
| Cash and cash equivalents | 36,680.93a | 36,702.43a |
| Financial assets held for trading and hedging derivatives | 1,840.71a | 1,760.03a |
| Non-trading financial assets mandatorily at fair value through profit or loss, including | 925.79a | 898.8a |
| Equity instruments | 407.73a | 244.94a |
| Debt securities | 31.2a | 50.14a |
| Loans and advances to customers | 486.85a | 603.71a |
| Financial assets at fair value through other comprehensive income - debt securities | 34,588.84a | 36,965.08a |
| Financial assets at amortised cost, including | 164,592.88a | 143,319.33a |
| Debt securities | 33,965.64a | 23,323.69a |
| Loans and advances to banks | 9,738.46a | 7,119.06a |
| Loans and advances to customers | 120,888.78a | 112,876.58a |
| Fair value changes of the hedged items in portfolio hedge of interest rate risk | 16.89a | 20.2a |
| Non-current assets and disposal groups classified as held for sale | 102.81a | 0a |
| Intangible assets | 1,956.69a | 1,701.94a |
| Tangible assets | 1,461.81a | 1,481.4a |
| Investment properties | 0a | 111.96a |
| Current income tax assets | 59.66a | 41.04a |
| Deferred income tax assets | 1,364.02a | 1,379.54a |
| Other assets | 2,366.34a | 2,598.77a |
| Total assets | 245,957.36a | 226,980.52a |
| Liabilities and equity | — | — |
| Liabilities | — | — |
| Financial liabilities held for trading and hedging derivatives | 1,094.04a | 1,495.75a |
| Financial liabilities measured at amortised cost, including | 219,411.06a | 203,458.58a |
| Amounts due to banks | 3,059.43a | 3,315.3a |
| Amounts due to customers | 200,808.98a | 185,467.46a |
| Lease liabilities | 736.78a | 855.73a |
| Debt securities issued | 12,130.34a | 11,105.17a |
| Subordinated liabilities | 2,675.54a | 2,714.93a |
| Fair value changes of the hedged items in portfolio hedge of interest rate risk | -393.57a | -565.99a |
| Liabilities classified as held for sale | 30.94a | 0a |
| Provisions | 3,277.17a | 2,345.58a |
| Current income tax liabilities | 238.28a | 201.18a |
| Other liabilities | 4,532.45a | 6,308.18a |
| Total liabilities | 228,190.37a | 213,243.29a |
| Equity | — | — |
| Equity attributable to owners of mBank S.A. | 16,266.99a | 13,735.19a |
| Share capital | 3,625.8a | 3,616.19a |
| Registered share capital | 169.99a | 169.86a |
| Share premium | 3,455.81a | 3,446.32a |
| Retained earnings | 12,897.48a | 10,649.53a |
| Profit from the previous years | 10,654.23a | 10,625.48a |
| Profit for the current year | 2,243.25a | 24.05a |
| Other components of equity | -256.29a | -530.53a |
| Additional equity components | 1,500a | 0a |
| Non-controlling interests | 0a | 2.04a |
| Total equity | 17,766.99a | 13,737.23a |
| Total liabilities and equity | 245,957.36a | 226,980.52a |
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