| Assets | — | — |
| Current assets | — | — |
| Cash and cash equivalents | 1,527,186a | 1,870,315a |
| Short-term investments | 624,461a | 689,833a |
| Premiums and accounts receivable (net of allowance for credit losses) | 315,891a | 201,269a |
| Risk adjustment transfer receivable | 64,779a | 51,925a |
| Reinsurance recoverable | 291,537a | 241,194a |
| Other current assets | 21,320a | 6,564a |
| Total current assets | 2,845,174a | 3,061,100a |
| Property, equipment, and capitalized software, net | 66,793a | 61,930a |
| Long-term investments | 1,815,254a | 365,309a |
| Restricted deposits | 30,878a | 29,870a |
| Other assets | 82,397a | 83,271a |
| Total assets | 4,840,496a | 3,601,480a |
| Liabilities and stockholders' equity | — | — |
| Current liabilities | — | — |
| Benefits payable | 1,356,730a | 965,986a |
| Risk adjustment transfer payable | 1,558,341a | 1,056,941a |
| Premium deficiency reserve | | 5,776a |
| Unearned premiums | 74,389a | 65,918a |
| Accounts payable and other liabilities | 432,428a | 273,367a |
| Reinsurance payable | 41,346a | 61,024a |
| Total current liabilities | 3,463,234a | 2,429,012a |
| Long-term debt | 299,555a | 298,777a |
| Other liabilities | 61,282a | 67,574a |
| Total liabilities | 3,824,071a | 2,795,363a |
| Stockholders' equity | — | — |
| Class A common stock | 2a | 2a |
| Class B common stock | | |
| Treasury stock | -2,923a | -2,923a |
| Additional paid-in capital | 3,869,617a | 3,682,294a |
| Accumulated deficit | -2,851,283a | -2,876,715a |
| Accumulated other comprehensive income (loss) | -1,827a | 1,309a |
| Total Oscar Health, Inc. stockholders’ equity | 1,013,586a | 803,967a |
| Noncontrolling interests | 2,839a | 2,150a |
| Total stockholders’ equity | 1,016,425a | 806,117a |
| Total liabilities and stockholders' equity | 4,840,496a | 3,601,480a |