Below are the financial statements of SoFi Technologies, including the income statement and balance sheet for the company's latest fiscal year. All figures are accurate, verifiable, and fully traceable to the original annual filing where disclosed.
| All figures in millions of USD | 2024 | 2023 |
|---|---|---|
| Assets | — | — |
| Cash and cash equivalents | 2,538.29a | 3,085.02a |
| Restricted cash and restricted cash equivalents | 171.07a | 530.56a |
| Investment securities | 1,895.69a | 701.94a |
| Loans held for sale, at fair value | 17,684.89a | 15,396.77a |
| Loans held for investment, at fair value | 8,597.37a | 6,725.48a |
| Loans held for investment at amortized cost | 1,246.46a | 836.16a |
| Servicing rights | 342.13a | 180.47a |
| Property, equipment and software | 287.87a | 216.91a |
| Goodwill | 1,393.51a | 1,393.51a |
| Intangible assets | 297.79a | 364.05a |
| Operating lease right-of-use assets | 81.22a | 89.64a |
| Other assets | 1,714.67a | 554.37a |
| Total assets | 36,250.95a | 30,074.86a |
| Deposits | — | — |
| Interest-bearing deposits | 25,861.4a | 18,568.99a |
| Noninterest-bearing deposits | 116.8a | 51.67a |
| Total deposits | 25,978.2a | 18,620.66a |
| Liabilities | — | — |
| Accounts payable, accruals and other liabilities | 556.92a | 549.75a |
| Operating lease liabilities | 97.39a | 108.65a |
| Debt | 3,092.69a | 5,233.42a |
| Residual interests classified as debt | 0.61a | 7.4a |
| Total liabilities | 29,725.82a | 24,519.87a |
| Redeemable preferred stock | 0a | 320.37a |
| Permanent equity | — | — |
| Common stock | 0.11a | 0.1a |
| Additional paid-in capital | 7,838.99a | 7,039.99a |
| Accumulated other comprehensive loss | -8.37a | -1.21a |
| Accumulated deficit | -1,305.6a | -1,804.26a |
| Total permanent equity | 6,525.13a | 5,234.61a |
| Total liabilities, temporary equity and permanent equity | 36,250.95a | 30,074.86a |
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