📣 Introducing Tracenable Pro: Unlock Unlimited Data Exports & Disclosures Access.
Below are the financial statements of Synchrony Financial, including the income statement and balance sheet for the company's latest fiscal year. All figures are accurate, verifiable, and fully traceable to the original annual filing where disclosed.
Below are the financial statements of Synchrony Financial, including the income statement and balance sheet for the company's latest fiscal year. All figures are accurate, verifiable, and fully traceable to the original annual filing where disclosed.
| All figures in millions of USD | 2024 as of 2024-12-31 | 2023 as of 2023-12-31 |
|---|---|---|
| Assets | — | — |
| Cash and equivalents | 14,711a | 14,259a |
| Debt securities | 3,079a | 3,799a |
| Loan receivables | — | — |
| Unsecuritized loans held for investment | 83,382a | 81,554a |
| Restricted loans of consolidated securitization entities | 21,339a | 21,434a |
| Total loan receivables | 104,721a | 102,988a |
| Allowance for credit losses | -10,929a | -10,571a |
| Loan receivables, net | 93,792a | 92,417a |
| Goodwill | 1,274a | 1,018a |
| Intangible assets, net | 854a | 815a |
| Other assets | 5,753a | 4,915a |
| Assets held for sale | 0a | 256a |
| Total assets | 119,463a | 117,479a |
| Liabilities and equity | — | — |
| Deposits | — | — |
| Interest-bearing deposit accounts | 81,664a | 80,789a |
| Non-interest-bearing deposit accounts | 398a | 364a |
| Total deposits | 82,062a | 81,153a |
| Borrowings | — | — |
| Borrowings of consolidated securitization entities | 7,842a | 7,267a |
| Senior and subordinated unsecured notes | 7,620a | 8,715a |
| Total borrowings | 15,462a | 15,982a |
| Accrued expenses and other liabilities | 5,359a | 6,334a |
| Liabilities held for sale | 0a | 107a |
| Total liabilities | 102,883a | 103,576a |
| Equity | — | — |
| Preferred stock | 1,222a | 734a |
| Common stock | 1a | 1a |
| Additional paid-in capital | 9,853a | 9,775a |
| Retained earnings | 21,635a | 18,662a |
| Accumulated other comprehensive income (loss) | — | — |
| Debt securities | -23a | -33a |
| Currency translation adjustments | -44a | -38a |
| Employee benefit plans | 8a | 3a |
| Treasury stock, at cost | -16,072a | -15,201a |
| Total equity | 16,580a | 13,903a |
| Total liabilities and equity | 119,463a | 117,479a |
Every figure on this dashboard has a transparent audit trail. With Tracenable, each data point is traceable back to its original source, viewable directly inside our platform. Explore Synchrony Financial’s data sources below and access millions more through our Disclosure Search.