| Operating revenue | — | — |
| Interest on operating loans | 181,925a | 168,872a |
| Revenue from credit card business | 14,693a | 12,377a |
| Revenue from installment sales finance business | 66a | 66a |
| Revenue from credit guarantee | 61,223a | 56,646a |
| Proceeds from purchased receivables | 4,659a | 4,633a |
| Other financial revenue | — | — |
| Interest on deposits | 41a | 0a |
| Interest on securities | 0a | 0a |
| Other | 158a | 130a |
| Total other financial revenue | 199a | 131a |
| Other operating revenue | 31,961a | 31,067a |
| Total operating revenue | 294,730a | 273,793a |
| Operating expenses | — | — |
| Financial expenses | — | — |
| Interest expenses | -2,693a | -2,246a |
| Interest on bonds | -1,229a | -1,212a |
| Amortization of bond issuance cost | -302a | -6a |
| Other | -702a | -546a |
| Total financial expenses | -4,927a | -4,012a |
| Cost of purchased receivables | -1,764a | -1,657a |
| Other operating expenses | — | — |
| Advertising expenses | -19,686a | -17,848a |
| Provision of allowance for doubtful accounts | -85,852a | -70,855a |
| Provision for loss on guarantees | -12,100a | -9,662a |
| Employees' salaries, allowances and bonuses | -22,409a | -21,160a |
| Retirement benefit expenses | -1,013a | -876a |
| Welfare expenses | -3,058a | -2,897a |
| Rent expenses | -5,737a | -6,107a |
| Depreciation | -3,462a | -3,647a |
| Commission fee | -24,177a | -22,258a |
| Amortization of goodwill | -518a | -518a |
| Other | -23,674a | -25,005a |
| Total other operating expenses | -201,690a | -180,836a |
| Total operating expenses | -208,383a | -186,506a |
| Operating profit | 86,347a | 87,287a |