Below are the financial statements of Acom, including the income statement and balance sheet for the company's latest fiscal year. All figures are accurate, verifiable, and fully traceable to the original annual filing where disclosed.
| All figures in millions of JPY | 2024 2023-04-01 - 2024-03-31 | 2023 2022-04-01 - 2023-03-31 |
|---|---|---|
| Operating revenue | — | — |
| Interest on operating loans | 181,925a | 168,872a |
| Revenue from credit card business | 14,693a | 12,377a |
| Revenue from installment sales finance business | 66a | 66a |
| Revenue from credit guarantee | 61,223a | 56,646a |
| Proceeds from purchased receivables | 4,659a | 4,633a |
| Other financial revenue | — | — |
| Interest on deposits | 41a | 0a |
| Interest on securities | 0a | 0a |
| Other | 158a | 130a |
| Total other financial revenue | 199a | 131a |
| Other operating revenue | 31,961a | 31,067a |
| Total operating revenue | 294,730a | 273,793a |
| Operating expenses | — | — |
| Financial expenses | — | — |
| Interest expenses | -2,693a | -2,246a |
| Interest on bonds | -1,229a | -1,212a |
| Amortization of bond issuance cost | -302a | -6a |
| Other | -702a | -546a |
| Total financial expenses | -4,927a | -4,012a |
| Cost of purchased receivables | -1,764a | -1,657a |
| Other operating expenses | — | — |
| Advertising expenses | -19,686a | -17,848a |
| Provision of allowance for doubtful accounts | -85,852a | -70,855a |
| Provision for loss on guarantees | -12,100a | -9,662a |
| Employees' salaries, allowances and bonuses | -22,409a | -21,160a |
| Retirement benefit expenses | -1,013a | -876a |
| Welfare expenses | -3,058a | -2,897a |
| Rent expenses | -5,737a | -6,107a |
| Depreciation | -3,462a | -3,647a |
| Commission fee | -24,177a | -22,258a |
| Amortization of goodwill | -518a | -518a |
| Other | -23,674a | -25,005a |
| Total other operating expenses | -201,690a | -180,836a |
| Total operating expenses | -208,383a | -186,506a |
| Operating profit | 86,347a | 87,287a |
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