Below are the financial statements of SBI Card, including the income statement and balance sheet for the company's latest fiscal year. All figures are accurate, verifiable, and fully traceable to the original annual filing where disclosed.
| All figures in billions of INR | 2024 | 2023 |
|---|---|---|
| Revenue from operations | — | — |
| Interest income | 79.27a | 61.53a |
| Fees and commission income | 81.65a | 66.04a |
| Sale of services | 1.64a | 1.66a |
| Business development incentive income | 7.1a | 7.4a |
| Insurance commission income | 0.03a | 0.03a |
| Total revenue from operations | 169.68a | 136.67a |
| Other income | 5.15a | 6.19a |
| Total income | 174.84a | 142.86a |
| Expenses | — | — |
| Finance costs | -25.95a | -16.48a |
| Fees and commission expenses | -16.42a | -13.72a |
| Impairment on financial instruments | -32.87a | -21.59a |
| Employee benefits expenses | -5.7a | -5.62a |
| Depreciation, amortisation and impairment | -1.97a | -1.64a |
| Operating and other expenses | -59.6a | -53.51a |
| Total expenses | -142.52a | -112.55a |
| Profit before tax | 32.32a | 30.31a |
| Tax expense | — | — |
| Current tax charge / (credit) | -9.31a | -7.99a |
| Deferred tax charge / (credit) | -1.07a | -0.27a |
| Total tax expenses | -8.24a | -7.72a |
| Profit for the period | 24.08a | 22.58a |
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