| Revenues | — | — | — |
| Non-interest revenues | — | — | — |
| Discount revenue | 35.19a | 33.42a | 30.74a |
| Net card fees | 8.45a | 7.26a | 6.07a |
| Service fees and other revenue | 5.13a | 5.01a | 4.52a |
| Processed revenue | 1.64a | 1.71a | 1.64a |
| Total non-interest revenues | 50.41a | 47.38a | 42.97a |
| Interest income | — | — | — |
| Interest on loans | 21.1a | 17.7a | 11.97a |
| Interest and dividends on investment securities | 0.09a | 0.13a | 0.1a |
| Deposits with banks and other | 2.61a | 2.16a | 0.6a |
| Total interest income | 23.8a | 19.98a | 12.66a |
| Interest expense | — | — | — |
| Deposits | -5.7a | -4.87a | -1.53a |
| Long-term debt and other | -2.56a | -1.98a | -1.24a |
| Total interest expense | -8.25a | -6.85a | -2.76a |
| Net interest income | 15.54a | 13.13a | 9.9a |
| Total revenues net of interest expense | 65.95a | 60.52a | 52.86a |
| Provisions for credit losses | — | — | — |
| Card member receivables | -0.77a | -0.88a | -0.63a |
| Card member loans | -4.11a | -3.84a | -1.51a |
| Other | -0.3a | -0.2a | -0.04a |
| Total provisions for credit losses | -5.19a | -4.92a | -2.18a |
| Total revenues net of interest expense after provisions for credit losses | 60.76a | 55.59a | 50.68a |
| Expenses | — | — | — |
| Card member rewards | -16.6a | -15.37a | -14a |
| Business development | -5.89a | -5.66a | -4.94a |
| Card member services | -4.78a | -3.97a | -2.96a |
| Marketing | -6.04a | -5.21a | -5.46a |
| Salaries and employee benefits | -8.2a | -8.07a | -7.25a |
| Other, net | -6.36a | -6.81a | -6.48a |
| Total expenses | -47.87a | -45.08a | -41.1a |
| Pretax income | 12.9a | 10.51a | 9.59a |
| Income tax provision | -2.77a | -2.14a | -2.07a |
| Net income | 10.13a | 8.37a | 7.51a |