Below are the financial statements of Arab National Bank, including the income statement and balance sheet for the company's latest fiscal year. All figures are accurate, verifiable, and fully traceable to the original annual filing where disclosed.
| All figures in millions of SAR | 2024 | 2023 |
|---|---|---|
| Special commission income | 14,454.21a | 12,599.25a |
| Special commission expense | -6,481.87a | -5,340.36a |
| Special commission income, net | 7,972.34a | 7,258.89a |
| Fee and commission income | 1,866.42a | 1,527.84a |
| Fee and commission expense | -1,157.69a | -1,013.2a |
| Fee and commission income, net | 708.73a | 514.64a |
| Exchange income, net | 325.8a | 330.89a |
| Gains on FVSI financial instruments, net | 174.41a | 30.74a |
| Trading income, net | 59.27a | 26.94a |
| Dividend income | 157.63a | 143.14a |
| Gain on sale of non-trading instruments, net | 6.14a | 156.31a |
| Other operating income | 95.71a | 105.57a |
| Total operating income | 9,500.03a | 8,567.11a |
| Salaries and employee related expenses | -1,799.31a | -1,547a |
| Premises related expenses | -57.25a | -55.5a |
| Depreciation and amortisation | -245.89a | -228.29a |
| Other general and administrative expenses | -1,025.56a | -1,016.91a |
| Total operating expenses before impairment charges | -3,128.01a | -2,847.7a |
| Expected credit losses (ECL) and other impairment charges, net | -644.81a | -670.17a |
| Impairment charge on other real estate owned | -119.16a | -322a |
| Total operating expenses | -3,891.98a | -3,839.87a |
| Net operating income | 5,608.05a | 4,727.24a |
| Share in earnings of associates, net | 144.8a | 19.51a |
| Net income before zakat and income tax | 5,752.85a | 4,746.75a |
| Zakat | -336.06a | -301.9a |
| Income tax | -449.45a | -369.22a |
| Net income | 4,967.35a | 4,075.64a |
| Attributable to | — | — |
| Equity holders of the bank | 4,966.02a | 4,070.51a |
| Non-controlling interest | 1.33a | 5.13a |
Every figure on this dashboard has a transparent audit trail. With Tracenable, each data point is traceable back to its original source, viewable directly inside our platform. Explore Arab National Bank’s data sources below and access millions more through our Disclosure Search.