Below are the financial statements of Cembra Money Bank, including the income statement and balance sheet for the company's latest fiscal year. All figures are accurate, verifiable, and fully traceable to the original annual filing where disclosed.
| All figures in billions of CHF | 2024 | 2023 |
|---|---|---|
| Interest income | 0.49a | 0.42a |
| Interest expense | -0.11a | -0.07a |
| Net interest income | 0.38a | 0.35a |
| Commission and fee income | 0.17a | 0.17a |
| Net revenues | 0.55a | 0.52a |
| Provision for losses on financing receivables | -0.07a | -0.06a |
| Compensation and benefits | -0.13a | -0.14a |
| General and administrative expenses | -0.13a | -0.13a |
| Total operating expenses | -0.26a | -0.26a |
| Income before income taxes | 0.21a | 0.2a |
| Income tax expense | -0.04a | -0.04a |
| Net income | 0.17a | 0.16a |
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