Below are the financial statements of China Construction Bank, including the income statement and balance sheet for the company's latest fiscal year. All figures are accurate, verifiable, and fully traceable to the original annual filing where disclosed.
| All figures in billions of CNY | 2024 | 2023 |
|---|---|---|
| Operating revenue | 750.15a | 769.74a |
| Net interest income | 589.88a | 617.23a |
| Interest income | 1,241.56a | 1,247.37a |
| Interest expense | -651.68a | -630.13a |
| Net fee and commission income | 104.93a | 115.75a |
| Fee and commission income | 117.94a | 129.91a |
| Fee and commission expense | -13.01a | -14.16a |
| Investment income | 21.42a | 16.89a |
| Of which: share of profit of associates and joint ventures | 0.58a | 1.15a |
| Gains on derecognition of financial assets measured at amortized cost | 3.99a | 0.95a |
| Fair value gains/(losses) | 5.35a | -3.62a |
| Exchange gains | 7.36a | 3.25a |
| Other operating income | 21.21a | 20.24a |
| Operating expenses | -365.88a | -380.51a |
| Taxes and surcharges | -8.26a | -8.48a |
| Business and administrative expenses | -214.31a | -210.09a |
| Credit impairment losses | -120.7a | -136.77a |
| Other asset impairment losses | -0.3a | -0.46a |
| Other operating costs | -22.31a | -24.71a |
| Operating profit | 384.27a | 389.23a |
| Non-operating income | 1.31a | 1.74a |
| Non-operating expense | -1.2a | -1.59a |
| Profit before tax | 384.38a | 389.38a |
| Income tax expense | -48.1a | -56.92a |
| Net profit | 336.28a | 332.46a |
| Net profit attributable to equity shareholders of the bank | 335.58a | 332.65a |
| Non-controlling interests | 0.71a | -0.19a |
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