| Interest income calculated using the effective interest method | 63.02a | 59.77a |
| Other interest income | 17.5a | 16.29a |
| Interest expense | -43.83a | -41.09a |
| Net interest income from banking activities | 36.7a | 34.97a |
| Fee income | 19.46a | 17.11a |
| Fee expenses | -4.55a | -4.2a |
| Net fee income | 14.91a | 12.9a |
| Net trading income or loss | 2.67a | 2.61a |
| Insurance revenue | 5.87a | 5.74a |
| Insurance service expenses | -5.61a | -5.09a |
| Net return on investments backing insurance liabilities | 44a | 35.23a |
| Net finance income or expense from insurance | -42.97a | -34.61a |
| Other insurance related income | 0.09a | 0.22a |
| Net insurance result | 1.39a | 1.47a |
| Gain or loss on sale of disposal groups | 0.24a | -0.56a |
| Other income | 0.5a | 1.02a |
| Total other income | 0.74a | 0.46a |
| Total income | 56.41a | 52.42a |
| Operating expenses | -25.74a | -25.48a |
| Profit before loan impairment charges | 30.67a | 26.94a |
| Loan impairment charges | -0.54a | -0.26a |
| Profit before tax | 31.21a | 26.68a |
| Tax | -7.58a | -5.42a |
| Net profit | 23.63a | 21.26a |