Below are the financial statements of KB Financial Group, including the income statement and balance sheet for the company's latest fiscal year. All figures are accurate, verifiable, and fully traceable to the original annual filing where disclosed.
| All figures in trillions of KRW | 2024 | 2024 | 2023 | 2023 |
|---|---|---|---|---|
| Interest income | 30.49a | - | 29.14a | - |
| Interest income from financial instruments at fair value through other comprehensive income and amortized cost | 29a | - | 27.71a | - |
| Interest income from financial instruments at fair value through profit or loss | 1.46a | - | 1.42a | - |
| Insurance finance interest income | 0.03a | - | 0.02a | - |
| Interest expense | -17.66a | - | -16.96a | - |
| Insurance finance interest expense | -1.48a | - | -1.53a | - |
| Net interest income | 12.83a | - | 12.18a | - |
| Fee and commission income | 5.48a | - | 5.37a | - |
| Fee and commission expense | -1.63a | - | -1.69a | - |
| Net fee and commission income | 3.85a | - | 3.67a | - |
| Insurance income | 11.46a | 11.02a | 11.01a | 10.32a |
| Reinsurance income | 0.44a | - | 0.68a | - |
| Insurance expense | -9.81a | - | -9.56a | - |
| Insurance service expense | -8.88a | - | -8.72a | - |
| Reinsurance expense | -0.92a | - | -0.84a | - |
| Net insurance income | 1.65a | - | 1.45a | - |
| Net gains on financial instruments at fair value through profit or loss | 1.01a | - | 2.16a | - |
| Other insurance finance expenses | -0.44a | - | -0.57a | - |
| Net other operating expenses | -1.87a | - | -2.71a | - |
| General and administrative expenses | -6.94a | - | -6.65a | - |
| Operating income before provision for credit losses | 10.09a | - | 9.53a | - |
| Provision for credit losses | -2.04a | - | -3.15a | - |
| Net operating income | 8.05a | - | 6.39a | - |
| Share of profit (loss) of associates and joint ventures | -0.02a | - | 0.03a | - |
| Net other non-operating expenses | -1.04a | - | -0.3a | - |
| Net non-operating expenses | -1.06a | - | -0.26a | - |
| Profit before income tax expense | 6.99a | - | 6.12a | - |
| Income tax expense | -1.96a | - | -1.59a | - |
| Profit for the year | 5.03a | - | 4.53a | - |
| Profit (loss) attributable to: | — | — | — | — |
| Shareholders of the parent company | 5.08a | - | 4.59a | - |
| Non-controlling interests | -0.05a | - | -0.07a | - |
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