| Insurance service result before reinsurance | 4,307a | 4,122a |
| Insurance revenue | 29,423a | 26,868a |
| Insurance service expenses | -25,116a | -22,746a |
| Net income or expenses from reinsurance contracts held | -792a | -103a |
| Reinsurance premium allocation | -1,882a | -1,514a |
| Amounts recoverable from reinsurers | 1,090a | 1,411a |
| Insurance service result | 3,515a | 4,019a |
| Financial income and expenses from insurance | -1,565a | -1,786a |
| Finance income or expenses from reinsurance | 140a | 38a |
| Interest income calculated using the effective interest rate, and equalized to them | 28,367a | 27,549a |
| Interest income calculated using the effective interest rate | 27,097a | 26,348a |
| Income of a nature similar to interest | 1,270a | 1,201a |
| Other net investment income | 373a | 406a |
| Result from derecognition of financial instruments and investments not measured at fair value through profit or loss | 8a | -47a |
| Result from allowances for expected credit losses | -1,486a | -1,285a |
| Net movement in fair value of assets and liabilities measured at fair value | 946a | 1,502a |
| Revenue from commissions and fees | 5,165a | 5,528a |
| Fee and commission expenses | -1,323a | -1,742a |
| PZU Group operating expenses not related to insurance services | -10,514a | -9,701a |
| Interest expenses | -8,243a | -8,890a |
| Legal risk costs of foreign currency mortgage loans | -729a | -369a |
| Other operating income | 1,728a | 1,525a |
| Other operating expenses | -685a | -612a |
| Operating profit | 15,697a | 16,135a |
| Share of the net financial results of entities accounted for using the equity method | 8a | 10a |
| Profit before tax | 15,705a | 16,145a |
| Income tax | -3,484a | -3,626a |
| Net profit, of which: | 12,221a | 12,519a |
| Profit attributable to the equity holders of the parent company | 5,342a | 5,780a |
| Profit (loss) attributable to holders of non-controlling interests | 6,879a | 6,739a |