Below are the financial statements of Rakuten Bank, including the income statement and balance sheet for the company's latest fiscal year. All figures are accurate, verifiable, and fully traceable to the original annual filing where disclosed.
All figures in millions of JPY | 2024 | 2023 |
---|---|---|
Assets | — | — |
Cash and due from banks | 4,791,097a | 4,050,227a |
Call loans | 6,387a | 7,370a |
Cash collateral provided for securities borrowed | 554,524a | 559,174a |
Monetary claims bought | 2,550,812a | 2,103,059a |
Securities | 1,090,506a | 780,373a |
Loans and bills discounted | 4,069,567a | 3,780,587a |
Foreign exchanges | 25,501a | 9,904a |
Other assets | 345,415a | 260,223a |
Tangible fixed assets | 4,336a | 3,715a |
Buildings, net | 685a | 415a |
Other tangible fixed assets | 3,651a | 3,299a |
Intangible fixed assets | 23,488a | 19,266a |
Software | 15,791a | 14,792a |
Software in progress | 7,670a | 4,411a |
Goodwill | 26a | 61a |
Other intangible fixed assets | 0a | 0a |
Deferred tax assets | 10,677a | 8,228a |
Customers’ liabilities for acceptances and guarantees | 11,915a | 9,533a |
Allowance for loan losses | -3,756a | -2,156a |
Total assets | 13,480,473a | 11,589,508a |
Liabilities | — | — |
Deposits | 10,442,382a | 8,985,693a |
Call money | 14,382a | 12,028a |
Cash collateral received for securities lent | 9,632a | 3,895a |
Borrowed money | 2,565,800a | 2,277,400a |
Foreign exchanges | 4,031a | 3,019a |
Other liabilities | 150,631a | 64,313a |
Provision for bonuses | 647a | 630a |
Provision for bonuses for directors (and other officers) | 5a | 5a |
Retirement benefit liability | 1,442a | 1,292a |
Provision for reimbursement of deposits | 13a | 11a |
Acceptances and guarantees | 11,915a | 9,533a |
Total liabilities | 13,200,885a | 11,357,824a |
Net assets | — | — |
Share capital | 32,616a | 25,954a |
Capital surplus | 10,543a | 3,880a |
Retained earnings | 221,151a | 186,714a |
Treasury shares | 0a | 0a |
Total shareholders’ equity | 264,311a | 216,549a |
Valuation difference on available-for-sale securities | -8,809a | -7,364a |
Deferred gains or losses on hedges | -188a | -12a |
Foreign currency translation adjustment | 5,335a | 3,821a |
Remeasurements of defined benefit plans | 0a | 38a |
Total accumulated other comprehensive income | -3,662a | -3,517a |
Share acquisition rights | 44a | 0a |
Non-controlling interests | 18,894a | 18,651a |
Total net assets | 279,587a | 231,684a |
Total liabilities and net assets | 13,480,473a | 11,589,508a |
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