Below are the financial statements of SBI Card, including the income statement and balance sheet for the company's latest fiscal year. All figures are accurate, verifiable, and fully traceable to the original annual filing where disclosed.
| All figures in millions of INR | 2024 | 2023 |
|---|---|---|
| Financial assets | — | — |
| Cash and cash equivalents | 24,820.5a | 9,897.9a |
| Bank balance other than cash and cash equivalents | 2,475.7a | 3,646.8a |
| Trade receivables | 2,430.8a | 1,421.6a |
| Loans | 490,789.5a | 393,609.8a |
| Investments | 35,191.3a | 21,396.9a |
| Other financial assets | 3,300.3a | 4,164.9a |
| Total financial assets | 559,008.1a | 434,137.9a |
| Non-financial assets | — | — |
| Current tax assets (net) | 102a | 56.8a |
| Deferred tax assets (net) | 3,546.1a | 2,466.7a |
| Property plant and equipment | 584.7a | 603.6a |
| Capital work in progress | 1a | 60.6a |
| Intangible assets under development | 222.1a | 166.3a |
| Intangible assets | 1,037.9a | 1,034.2a |
| Right-of-use assets | 3,798.4a | 3,871.8a |
| Other non financial assets | 13,412a | 13,057.7a |
| Total non-financial assets | 22,704.2a | 21,317.7a |
| Total assets | 581,712.3a | 455,455.6a |
| Financial liabilities | — | — |
| Derivative financial instruments | 0a | 11a |
| Trade payables | — | — |
| Total outstanding dues of micro enterprises and small enterprises | 1,065.8a | 924.7a |
| Total outstanding dues of creditors other than micro enterprises and small enterprises | 14,011.3a | 13,029.5a |
| Other payables | — | — |
| Total outstanding dues of micro enterprises and small enterprises | 0a | 0a |
| Total outstanding dues of creditors other than micro enterprises and small enterprises | 209.2a | 105.4a |
| Debt securities | 59,881.7a | 66,062.1a |
| Borrowings (other than debt securities) | 319,932.1a | 231,428.6a |
| Subordinated liabilities | 19,097a | 13,605.4a |
| Other financial liabilities | 29,451.7a | 16,843.4a |
| Total financial liabilities | 443,648.8a | 342,010.1a |
| Non-financial liabilities | — | — |
| Provisions | 6,356.3a | 6,379.9a |
| Other non financial liabilities | 10,866.9a | 8,765a |
| Total non financial liabilities | 17,223.2a | 15,144.9a |
| Total liabilities | 460,872a | 357,155a |
| Equity | — | — |
| Equity share capital | 9,509.7a | 9,460.7a |
| Other equity | 111,330.6a | 88,839.9a |
| Total equity | 120,840.3a | 98,300.6a |
| Total liabilities and equity | 581,712.3a | 455,455.6a |
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