| Interest and similar income | 55,019a | 53,087a |
| Interest and similar expense | -45,127a | -42,777a |
| Fee income | 10,817a | 10,063a |
| Fee expense | -4,591a | -4,475a |
| Net gains and losses on financial transactions | 10,975a | 10,290a |
| O/w net gains and losses on financial instruments at fair value through profit or loss | 11,149a | 10,327a |
| O/w net gains and losses on financial instruments at fair value through other comprehensive income | -89a | -9a |
| O/w net gains and losses from the derecognition of financial assets at amortised cost | -85a | -28a |
| Income from insurance contracts issued | 3,851a | 3,539a |
| Expenses from insurance services | -2,058a | -1,978a |
| Income and expenses from reinsurance contracts held | -40a | 17a |
| Net finance income or expenses from insurance contracts issued | -5,901a | -6,285a |
| Net finance income or expenses from reinsurance contracts held | 13a | 5a |
| Cost of credit risk of financial assets from insurance activities | 0a | -7a |
| Income from lease activities, mobility and other activities | 27,582a | 21,005a |
| Expenses from lease activities, mobility and other activities | -23,752a | -17,394a |
| Net banking income | 26,788a | 25,104a |
| Other operating expenses | -16,821a | -16,849a |
| Amortisation, depreciation and impairment of tangible and intangible fixed assets | -1,651a | -1,675a |
| Gross operating income | 8,316a | 6,580a |
| Cost of credit risk | -1,530a | -1,025a |
| Operating income | 6,786a | 5,555a |
| Net income from investments accounted for using the equity method | 21a | 24a |
| Net income or expenses from other assets | -77a | -113a |
| Value adjustments on goodwill | 0a | -338a |
| Earnings before tax | 6,730a | 5,128a |
| Income tax | -1,601a | -1,679a |
| Consolidated net income | 5,129a | 3,449a |
| Non-controlling interests | 929a | 956a |
| Net income, group share | 4,200a | 2,493a |