Below are the financial statements of Vietnam Joint Stock Commercial Bank for Industry and Trade, including the income statement and balance sheet for the company's latest fiscal year. All figures are accurate, verifiable, and fully traceable to the original annual filing where disclosed.
| All figures in billions of VND | 2024 | 2023 |
|---|---|---|
| Interest and similar income | 124,460.69a | 132,671.74a |
| Interest and similar expenses | -62,057.89a | -79,714.26a |
| Net interest income | 62,402.79a | 52,957.48a |
| Income from services | 12,232.8a | 12,384.84a |
| Expenses on services | -5,536.81a | -5,271.11a |
| Net profit from services | 6,695.99a | 7,113.73a |
| Net gain from trading foreign currencies | 4,196.68a | 4,248.11a |
| Net gain/(loss) from trading securities | 91.83a | 292.63a |
| Net gain/(loss) from investment securities | -288.04a | -154.12a |
| Other operating income | 10,687.73a | 7,080.22a |
| Other operating expenses | -2,268.95a | -1,277.14a |
| Net profit from other activities | 8,418.79a | 5,803.08a |
| Income from capital contribution, equity investments | 390.65a | 287.27a |
| Operating expenses | -22,545.93a | -20,443.5a |
| Net profit from operating activities before credit provision expenses | 59,362.75a | 50,104.67a |
| Provision expenses for credit losses | -27,598.83a | -25,115.14a |
| Profit before tax | 31,763.93a | 24,989.53a |
| Current corporate income tax expense | -6,285.9a | -4,944.84a |
| Deferred corporate income tax expense | -4.54a | -0.06a |
| Corporate income tax expense | -6,281.36a | -4,944.9a |
| Profit after corporate income tax | 25,482.57a | 20,044.62a |
| Non-controlling interests | 134.35a | 141.07a |
| Profit attributable to the owners of the bank | 25,348.22a | 19,903.55a |
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