In 2024, Assurant completed a corporate carbon footprint assessment and publicly disclosed its greenhouse gas (GHG) emissions according to the GHG Protocol, covering Scope 1 (direct emissions from owned or controlled sources), Scope 2 (indirect emissions from purchased energy) and Scope 3 (indirect emissions across the value chain).
Assurant has also provided a category-level breakdown for 13 out of 15 Scope 3 emissions categories, offering greater transparency into its value chain emissions.
| Metric (tCO2e) | 2024 | 2023 | 2022 | 2021-2019 |
|---|---|---|---|---|
Total Scope 1 | 1,282a | 1,342a | 1,505a | |
Total Scope 2 | ||||
Market-Based | 11,018a | 12,792a | 13,469a | |
Location-Based | 10,307a | 12,192a | 13,447a | |
Total Scope 3 | 3,014,240a | 2,879,586a | 2,743,632a | |
Total Scope 1 Revenue Intensity (tCO2e/$M) | 0.1079a | 0.1206a | 0.1477a |
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In 2024, the total operational greenhouse gas (GHG) emissions of Assurant amounted to 11,589 metric tons of CO2 equivalent. This figure includes both direct emissions from owned or controlled sources (Scope 1) and indirect emissions from purchased energy (Scope 2).a
Compared to 2023, the total operational greenhouse gas (GHG) emissions of Assurant decreased by 14.37%, showing that the company has made progress in taking action to reduce the climate impact of its operations.a
In 2024, the total Scope 1 emissions of Assurant were 1,282 metric tons of CO₂ equivalent (tCO₂e).a
Since 2019, Assurant's Scope 1 emissions have decreased by 36.35%, reflecting a declining long-term trend in Scope 1 emissions over time.ab
Compared to the previous year (2023), Assurant's Scope 1 emissions decreased by 4.47%, highlighting the company's efforts to lower direct emissions from assets it owns or controls.a
In 2024, Assurant reported Scope 2 greenhouse gas (GHG) emissions of 11,018 tCO₂e using the market-based method and 10,307 tCO₂e using the location-based method.a
Since 2019, Assurant's Scope 2 greenhouse gas (GHG) emissions (Location-Based) have decreased by 52.97%, reflecting a declining long-term trend in Scope 2 emissions over time.ab
Compared to the previous year (2023), Assurant's Scope 2 emissions (Location-Based) fell by 15.46% in 2024, showing that the company has made progress in taking action to reduce the climate impact of its energy consumption.a
In 2024, Assurant reported its Scope 2 emissions using the market-based method and using the location-based method.a
In 2024, Assurant reported 3,014,240 metric tons of CO₂ equivalent (tCO₂e) of Scope 3 greenhouse gas (GHG) emissions, representing indirect emissions across its upstream and downstream value chain.a
The 2024 disclosure of Assurant includes a breakdown across 13 of the 15 Scope 3 categories defined by the GHG Protocol, matching the level of disclosure in 2023, demonstrating consistent Scope 3 emissions reporting coverage year over year.a
In 2024, Assurant reported total Scope 3 emissions of 3,014,240 metric tons of CO₂ equivalent (tCO₂e).a
Approximately 7.89% of these emissions originated from upstream activities such as purchased goods and capital goods, while 92.11% came from downstream activities like product use, distribution, and end-of-life treatment.a
Compared to the previous year (2023), Assurant's Scope 3 emissions remained relatively stable, indicating that Assurant's emissions have plateaued with no significant change in its value chain footprint.a
In 2024, Assurant reported emissions for 13 out of the 15 Scope 3 categories defined by the GHG Protocol.a
This reflects a high level of granularity and transparency in the company's emissions reporting.
In 2024, the largest contributors to Assurant's Scope 3 emissions were:a
In 2024, Assurant reported Scope 1 greenhouse gas (GHG) emissions of 1,282 tCO₂e and total revenues of USD 11,881 millions. This translates into an emissions intensity of 0.11 tCO₂e per millions USD.a
In 2024, Assurant reported a Scope 1 emissions intensity of 0.11 tCO₂e per millions USD. Compared to the peer group median of 0.41, this places the company below its industry benchmark, indicating it is more carbon-efficient than most competitors.a
In 2024, Assurant ranked 2 out of 24 companies in its industry peer group, based on Scope 1 emissions intensity (measured in tCO₂e per millions USD).a
This places Assurant among the top performers, with one of the lowest emissions intensities relative to peers.a
In 2024, Assurant reported a total carbon footprint of 3,025,829 metric tons of CO₂ equivalent (tCO₂e) across Scope 1, Scope 2, and Scope 3 emissions. This represents a 4.59% increase compared to 2023, suggesting a rise in emissions across its operations or value chain.a
The largest contributor to Assurant's total carbon footprint was Scope 3 emissions, accounting for 99.62% of the company's total carbon footprint, followed by Scope 2 emissions at 0.34%.a