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Banco Pan SA

Common Name
Banco Pan
Country
Brazil
Sector
Financial Services
Industry
Banks - Regional
Employees
2,743
Ticker
BPAN4
Exchange
B3 S.A.
Description
Banco Pan S.A. is a Brazilian financial services company specializing in consumer and payroll loans, vehicle financing, and credit cards. As a significant player in the Brazilian banking sector, it fo...

Banco Pan's GHG Emissions Data Preview

In 2024, Banco Pan completed a corporate carbon footprint assessment and publicly disclosed its greenhouse gas (GHG) emissions according to the GHG Protocol, covering Scope 1 (direct emissions from owned or controlled sources), Scope 2 (indirect emissions from purchased energy) and Scope 3 (indirect emissions across the value chain).

Banco Pan has also provided a category-level breakdown for 5 out of 15 Scope 3 emissions categories, offering greater transparency into its value chain emissions.

Metric (tCO2e)2024202320222021 - 2017
Total Scope 1
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a
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0000000
Total Scope 2
Unspecified Calculation Method
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0000000
Total Scope 3
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a
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0000000
Total Scope 1 Revenue Intensity (tCO2e/$M)
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0000000
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Verified Sources Behind Banco Pan’s Greenhouse Gas (GHG) Emissions Data

Every figure on this dashboard has a transparent audit trail. With Tracenable, each data point is traceable back to its original source, viewable directly inside our platform. Explore Banco Pan’s data sources below and access millions more through our Disclosure Search.

a. Banco Pan's Annual Report 2024
a. Banco Pan's Annual Report 2024
b. Banco Pan's Annual Report 2022
b. Banco Pan's Annual Report 2022

Insights into Banco Pan's Operational Emissions

In 2024, the total operational greenhouse gas (GHG) emissions ofBanco Pan amounted to106.6metric tons of CO2 equivalent.This figure includes both direct emissions from owned or controlled sources (Scope 1) and indirect emissions from purchased energy (Scope 2).a

Compared to 2023, the total operational greenhouse gas (GHG) emissions of Banco Pandecreased by 6.12%, showing that the company has made progress in taking action to reduce the climate impact of its operations.a

Banco Pan's Scope 1 Emissions Over Time

20202021202220232024095190285380tCO2e-100%-37%-62%
  • Total Scope 1
  • Year-over-Year Change

What are Banco Pan's Scope 1 emissions?

In 2024, the total Scope 1 emissions of Banco Pan were 8.8 metric tons of COâ‚‚ equivalent (tCOâ‚‚e).a

Has Banco Pan reduced its Scope 1 emissions over time?

Since 2020, Banco Pan's Scope 1 emissions have decreased by 97.57%, reflecting a declining long-term trend in Scope 1 emissions over time.ab

Compared to the previous year(2023), Banco Pan's Scope 1 emissions decreased by 62.49%, highlighting the company's efforts to lower direct emissions from assets it owns or controls.a

What are Banco Pan's Scope 2 emissions?

In 2024, Banco Pan reported Scope 2 greenhouse gas (GHG) emissions of 97.8 tCOâ‚‚e using the location-based method.a

Has Banco Pan reduced its Scope 2 emissions over time?

Compared to the previous year(2023), Banco Pan's Scope 2 emissions(Location-Based) have remained relatively stable, indicating that Banco Pan's emissions have plateaued with no significant change in its energy consumption footprint.a

What methodology does Banco Pan use for Scope 2 reporting?

In 2024, Banco Pan reported its Scope 2 emissions using the location-based method.a

Banco Pan's Scope 2 Emissions Over Time

20202021202220232024075150225300tCO2e
  • Total Scope 2 Location-Based
  • Total Scope 2 (Unspecified Calculation Method)

Insights into Banco Pan's Value Chain Emissions

In 2024, Banco Pan reported 2,656.87 metric tons of COâ‚‚ equivalent (tCOâ‚‚e) of Scope 3 greenhouse gas (GHG) emissions, representing indirect emissions across its upstream and downstream value chain.a

The 2024 disclosure of Banco Pan includes a breakdown across 4of the 15 Scope 3 categories defined by the GHG Protocol,matching the level of disclosure in 2023, demonstrating consistent Scope 3 emissions reporting coverage year over year.a

Banco Pan's Scope 3 Emissions Over Time

2020202120222023202401.5 k3 k4.5 k6 ktCO2e-66%+43%+11%-2%
  • Total Scope 3
  • Year-over-Year Change

What are Banco Pan's Scope 3 emissions?

In 2024, Banco Pan reported total Scope 3 emissions of 2,656.87 metric tons of COâ‚‚ equivalent (tCOâ‚‚e).a

Approximately 100%of these emissions originated from upstream activities such as purchased goods and capital goods, while 0%came from downstream activities like product use, distribution, and end-of-life treatment.a

Has Banco Pan reduced its Scope 3 emissions over time?

Since 2020, Banco Pan's Scope 3 emissionshave decreased by 46.93%, reflecting a declining long-term trend in Scope 3 emissions over time.ab

Compared to the previous year (2023), Banco Pan's Scope 3 emissions remained relatively stable, indicating that Banco Pan's emissions have plateaued with no significant change in its value chain footprint.a

What categories of Scope 3 emissions does Banco Pan disclose?

In 2024, Banco Pan reported emissions for 4 out of the 15 Scope 3 categories defined by the GHG Protocol.a

The limited disclosure restricts visibility into specific emission sources across the company's value chain.

What are the main sources of Banco Pan's Scope 3 emissions?

In 2024, the largest contributors to Banco Pan's Scope 3 emissions were:a

  • Business Travel (Cat. 6): 1,681.88 tCOâ‚‚e(63.3%)
  • Employee Commuting (Cat. 7): 866.69 tCOâ‚‚e(32.62%)
  • Waste Generated in Operations (Cat. 5): 105.88 tCOâ‚‚e(3.99%)

Banco Pan's Scope 3 Emissions by Categories

Employee Commuting(Cat. 7)(32.6%)Waste Generated inOperations (Cat. 5)(4.0%)Business Travel(Cat. 6)(63.3%)

Insights into Banco Pan’s GHG Emissions Intensity Compared to Industry Peers

In 2024, Banco Pan reported Scope 1 greenhouse gas (GHG) emissions of 8.8 tCOâ‚‚e and total revenues of USD 1,796 millions. This translates into an emissions intensity of 0 tCOâ‚‚e per millions USD.a

Banco Pan's Scope 1 Emissions Intensity Compared to Peers

202005,00050,000Scope 1 Emissions (tCO2e)1005002,00010,00050,000Revenues (Millions of USD)FBBRBL BankYear: 2024Scope 1: 116 tCO2eRevenue: $M 1,076Scope 1 Intensity: 0.11 tCO2e/$MAozora BankYear: 2023Scope 1: 95 tCO2eRevenue: $M 794Scope 1 Intensity: 0.12 tCO2e/$MBanco do BrasilYear: 2024Scope 1: 18,333 tCO2eRevenue: $M 22,945Scope 1 Intensity: 0.80 tCO2e/$MNu HoldingsYear: 2024Scope 1: 24 tCO2eRevenue: $M 8,133Scope 1 Intensity: 0.00 tCO2e/$MQingdao Rural Commercial BankYear: 2023Scope 1: 155 tCO2eRevenue: $M 1,449Scope 1 Intensity: 0.11 tCO2e/$MFFFirst Financial BancorpYear: 2024Scope 1: 1,812 tCO2eRevenue: $M 836Scope 1 Intensity: 2.17 tCO2e/$MClose Brothers GroupYear: 2024Scope 1: 2,083 tCO2eRevenue: $M 1,018Scope 1 Intensity: 2.05 tCO2e/$MBanco BradescoYear: 2024Scope 1: 19,631 tCO2eRevenue: $M 17,050Scope 1 Intensity: 1.15 tCO2e/$MGraubuendner KantonalbankYear: 2024Scope 1: 187 tCO2eRevenue: $M 564Scope 1 Intensity: 0.33 tCO2e/$MBandhan BankYear: 2024Scope 1: 1 tCO2eRevenue: $M 1,475Scope 1 Intensity: 0.00 tCO2e/$MBank Danamon IndonesiaYear: 2024Scope 1: 247 tCO2eRevenue: $M 1,239Scope 1 Intensity: 0.20 tCO2e/$MBanco Santander BrasilYear: 2024Scope 1: 6,249 tCO2eRevenue: $M 7,854Scope 1 Intensity: 0.80 tCO2e/$MBanque Cantonale de GeneveYear: 2023Scope 1: 282 tCO2eRevenue: $M 712Scope 1 Intensity: 0.40 tCO2e/$MKyushu Financial GroupYear: 2024Scope 1: 1,656 tCO2eRevenue: $M 1,232Scope 1 Intensity: 1.34 tCO2e/$MAlinma BankYear: 2024Scope 1: 1,201 tCO2eRevenue: $M 2,911Scope 1 Intensity: 0.41 tCO2e/$MHirogin HoldingsYear: 2023Scope 1: 1,457 tCO2eRevenue: $M 941Scope 1 Intensity: 1.55 tCO2e/$MYapi ve Kredi BankasiYear: 2024Scope 1: 16,421 tCO2eRevenue: $M 4,242Scope 1 Intensity: 3.87 tCO2e/$MBBBank of GuizhouYear: 2024Scope 1: 2,321 tCO2eRevenue: $M 1,915Scope 1 Intensity: 1.21 tCO2e/$MItau Unibanco HoldingYear: 2024Scope 1: 19,405 tCO2eRevenue: $M 25,668Scope 1 Intensity: 0.76 tCO2e/$MBanrisulYear: 2024Scope 1: 1,079 tCO2eRevenue: $M 1,366Scope 1 Intensity: 0.79 tCO2e/$MTaiwan Business BankYear: 2023Scope 1: 1,155 tCO2eRevenue: $M 1,039Scope 1 Intensity: 1.11 tCO2e/$MBBBank of QingdaoYear: 2024Scope 1: 158 tCO2eRevenue: $M 1,680Scope 1 Intensity: 0.09 tCO2e/$MBanco ABC BrasilYear: 2024Scope 1: 39 tCO2eRevenue: $M 396Scope 1 Intensity: 0.10 tCO2e/$MBanco PanYear: 2024Scope 1: 9 tCO2eRevenue: $M 1,796Scope 1 Intensity: 0.00 tCO2e/$M

How does Banco Pan's GHG emissions intensity compare to its peers?

In 2024, Banco Pan reported a Scope 1 emissions intensity of 0 tCOâ‚‚e per millions USD. Compared to the peer group median of 0.76, this places the company below its industry benchmark, indicating it is more carbon-efficient than most competitors.a

Where does Banco Pan rank on GHG emissions intensity within its industry?

In 2024, Banco Pan ranked 3 out of 23 companies in its industry peer group, based on Scope 1 emissions intensity (measured in tCOâ‚‚e per millions USD).a

This places Banco Pan among the top performers, with one of the lowest emissions intensities relative to peers.a

Insights into Banco Pan's Total Carbon Footprint

In 2024, Banco Pan reported a total carbon footprint of 2,763.47 metric tons of COâ‚‚ equivalent (tCOâ‚‚e) across Scope 1, Scope 2, and Scope 3 emissions. This represents a 2.35% decrease compared to 2023, indicating progress in reducing its overall greenhouse gas output.a

The largest contributor to Banco Pan's total carbon footprint was Scope 3 emissions, accounting for 96.14% of the company's total carbon footprint, followed by Scope 2 emissions at 3.54%.a

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