| Interest income | — | — | — |
| Loans, including fees | 458.82a | 436.65a | 275.84a |
| Investment securities | — | — | — |
| Taxable interest | 66.26a | 39.08a | |
| Tax-exempt interest | 0.19a | 0.15a | 0.1a |
| Interest-earning deposits | 26.33a | 33.63a | 6.76a |
| Interest expense | — | — | — |
| Deposits | -164.37a | -148.53a | -51.14a |
| Short-term borrowings | -2.47a | -0.27a | -1.54a |
| Long-term borrowings | -2.42a | -0.51a | -1a |
| Senior debt | -4.94a | -5.03a | -5.12a |
| Subordinated debentures | -1.16a | -1.12a | -0.66a |
| Net interest income | 376.24a | 354.05a | 248.84a |
| Provision for credit losses on non-consumer fintech loans | -9.32a | -8.47a | -5.74a |
| Provision for credit losses on consumer fintech loans | -30.65a | | |
| Provision (reversal) for unfunded commitments | -0.6a | -0.14a | -1.37a |
| Provision (reversal) for credit loss on security | -1a | -10a | |
| Net interest income after provision (reversal) for credit losses | 337.87a | 335.72a | 241.73a |
| Non-interest income | — | — | — |
| Fintech fees | — | — | — |
| ACH, card and other payment processing fees | 14.6a | 9.82a | 8.94a |
| Prepaid, debit card and related fees | 97.41a | 89.42a | 77.24a |
| Consumer credit fintech fees | 4.79a | | |
| Total fintech fees | 116.8a | 99.24a | 86.17a |
| Net realized and unrealized gains on commercial loans, at fair value | 2.73a | 3.75a | 13.53a |
| Leasing related income | 3.92a | 6.32a | 4.82a |
| Consumer fintech loan credit enhancement | 30.65a | | |
| Other | 3.41a | 2.79a | 1.16a |
| Total non-interest income | 157.51a | 112.09a | 105.68a |
| Non-interest expense | — | — | — |
| Salaries and employee benefits | -131.6a | -121.06a | -105.37a |
| Depreciation | -4.16a | -3.07a | -2.9a |
| Rent and related occupancy cost | -6.75a | -5.98a | -5.19a |
| Data processing expense | -5.67a | -5.45a | -4.97a |
| Audit expense | -1.48a | -1.62a | -1.53a |
| Legal expense | -3.08a | -3.85a | -3.88a |
| Legal settlements | -0.28a | | -1.15a |
| FDIC insurance | -3.58a | -2.96a | -3.27a |
| Software | -17.91a | -17.35a | -16.21a |
| Insurance | -5.2a | -5.14a | -5.03a |
| Telecom and IT network communications | -1.23a | -1.32a | -1.46a |
| Consulting | -1.85a | -1.94a | -1.26a |
| Write-downs and other losses on other real estate owned | | -1.32a | |
| Civil money penalty | | | -1.75a |
| Other | -20.45a | -20a | -15.54a |
| Total non-interest expense | -203.23a | -191.04a | -169.5a |
| Income before income taxes | 292.16a | 256.77a | 177.91a |
| Income tax expense | -74.62a | -64.48a | -47.7a |
| Net income | 217.54a | 192.3a | 130.21a |