Below are the financial statements of Bank of Ningbo, including the income statement and balance sheet for the company's latest fiscal year. All figures are accurate, verifiable, and fully traceable to the original annual filing where disclosed.
| All figures in millions of CNY | 2024 2024-01-01 - 2024-12-31 | 2023 2023-01-01 - 2023-12-31 |
|---|---|---|
| Operating revenue | 66,631a | 61,585a |
| Net interest income | 47,993a | 40,907a |
| Interest income | 102,585a | 90,766a |
| Interest expense | -54,592a | -49,859a |
| Net fee and commission income | 4,655a | 5,767a |
| Fee and commission income | 6,374a | 7,346a |
| Fee and commission expense | -1,719a | -1,579a |
| Investment income | 13,706a | 13,087a |
| Of which: Gain (loss) on derecognition of financial assets measured at amortized cost | 0a | -4a |
| Other gains | 444a | 740a |
| Fair value gains (losses) | 18a | 1,161a |
| Exchange gains (losses) | -278a | -390a |
| Other operating income | 92a | 33a |
| Gain on disposal of assets | 1a | 280a |
| Operating expenses | -35,083a | -33,557a |
| Taxes and surcharges | -663a | -592a |
| Business and administrative expenses | -23,670a | -24,012a |
| Credit impairment losses | -10,679a | -8,940a |
| Other operating costs | -71a | -13a |
| Operating profit | 31,548a | 28,028a |
| Non-operating income | 46a | 77a |
| Non-operating expenses | -308a | -207a |
| Total profit | 31,286a | 27,898a |
| Income tax expense | -4,065a | -2,289a |
| Net profit | 27,221a | 25,609a |
| Of which: Net profit attributable to owners of the parent | 27,127a | 25,535a |
| Profit attributable to noncontrolling interests | 94a | 74a |
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