In 2025, Bread Financial Holdings conducted an environmental assessment and disclosed corporate waste management data in accordance with recognized sustainability reporting standards.The company provided a breakdown of its waste by treatment method (recovery vs disposal), enabling greater transparency into its waste handling and environmental practices.
| Metric (tonnes) | 2025 | 2024 | 2023 | 2022-2019 |
|---|---|---|---|---|
Total Waste Generated | 175.994a | 304.814a | 283.949a | |
Total Waste Recovered | 109.769a | 213.188a | 191.416a | |
Total Hazardous Waste Generated | N/A | N/A | N/A | |
Non-Hazardous Waste Disposed | N/A | N/A | N/A |
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In 2025, Bread Financial Holdings generated a total of 176metric tonnes of waste.a
Of this amount, 62.37% of Bread Financial Holdings's total waste generated was recovered through methods such as recycling, reuse, or composting, while 37.63% was disposed of through landfilling, incineration, or combustion.a
In 2025, Bread Financial Holdings reported a total waste generation of 176 metric tonnes, of which 62.37% was recovered through recycling, reuse, or composting.This moderate level of recovery indicates that Bread Financial Holdings is taking steps toward improving its waste diversion practices, though there is still room to enhance recycling and recovery efforts.a
Since 2023, Bread Financial Holdings's total waste generation decreased by 38.02%, including a further 42.26% drop in 2025, highlighting a consistent and deliberate reduction in waste production over time.a
Over the same period, Bread Financial Holdings's waste recovery rate declined by 7.48%, with a further 10.82% drop in 2025, underscoring a weakening in waste diversion performance and a potential drift away from circular waste strategies.a
Overall, while Bread Financial Holdings has successfully reduced its total waste generation, its waste recovery efforts have also declined. This pattern could suggest a shift in strategy away from circular treatment methods or a lag in recovery infrastructure development.