| Interest income | 374.27a | 375.61a |
| Interest expense | -162.99a | -160.94a |
| Net interest income | 211.28a | 214.67a |
| Fee and commission income | 81.04a | 92.83a |
| Fee and commission expense | -8.95a | -8.73a |
| Net fee and commission income | 72.09a | 84.11a |
| Other net income | 51.12a | 37.83a |
| Disposal of financial instruments at amortised cost | 4.05a | 0.97a |
| Operating income | 334.49a | 336.6a |
| Operating expenses | -117.65a | -120.99a |
| Operating profit before impairment losses and taxation | 216.84a | 215.61a |
| Expected credit losses | -39.98a | -41.28a |
| Impairment losses on other assets | -0.84a | -0.19a |
| Share of profits of joint ventures | 1.71a | 1.86a |
| Share of profits of associates | 0.92a | 0.62a |
| Profit before taxation | 178.65a | 176.62a |
| Income tax | -29.09a | -28.61a |
| Profit for the year | 149.56a | 148.01a |
| Attributable to | — | — |
| Equity holders of the bank | 148.39a | 146.6a |
| Non-controlling interests | 1.17a | 1.4a |