Below are the financial statements of Postal Savings Bank of China, including the income statement and balance sheet for the company's latest fiscal year. All figures are accurate, verifiable, and fully traceable to the original annual filing where disclosed.
| All figures in millions of CNY | 2024 | 2023 |
|---|---|---|
| Interest income | 508,243a | 498,327a |
| Interest expense | -222,120a | -216,524a |
| Net interest income | 286,123a | 281,803a |
| Fee and commission income | 40,753a | 51,104a |
| Fee and commission expense | -15,471a | -22,852a |
| Net fee and commission income | 25,282a | 28,252a |
| Net trading gains | 4,185a | 4,460a |
| Net gains on investment securities | 29,559a | 24,719a |
| Net gains on derecognition of financial assets measured at amortized cost | 3,058a | 2,242a |
| Share of results of associates | 25a | 18a |
| Net other operating gains | 901a | 1,418a |
| Operating income | 349,133a | 342,912a |
| Operating expenses | -226,096a | -225,142a |
| Credit impairment losses | -28,423a | -26,167a |
| Impairment losses on other assets | -22a | -4a |
| Profit before income tax | 94,592a | 91,599a |
| Income tax expenses | -7,876a | -5,175a |
| Net profit | 86,716a | 86,424a |
| Net profit attributable to | — | — |
| Equity holders of the Bank | 86,479a | 86,270a |
| Non-controlling interests | 237a | 154a |
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