Commonwealth Bank of Australia is a diversified financial services company offering retail, business, and institutional banking alongside wealth management, superannuation, insurance, investment, and ... Commonwealth Bank of Australia is a diversified financial services company offering retail, business, and institutional banking alongside wealth management, superannuation, insurance, investment, and brokerage services. It operates across Australia and internationally, including New Zealand, Asia, the United States, and the United Kingdom, serving households, small and medium enterprises, corporates, and government clients. Founded in 1911 and fully privatized in 1996, it is one of Australia’s “big four” banks and ranks among the country’s largest listed companies by market value. The bank’s franchise spans core deposit-taking and lending, payments, home finance, cards, and transaction banking, complemented by brands such as Bankwest, ASB Bank, Colonial First State, CommSec, and CommInsure that broaden its reach across retail investing and insurance. Its scale, universal banking model, and multi-channel distribution position it as a central intermediary in Australia’s financial system, facilitating credit formation, savings, and capital markets participation for a wide customer base.
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