H&T Group plc is a UK-based company specializing in pawnbroking and financial services. Established in 1897, it stands as one of the oldest and most prominent pawnbrokers in the United Kingdom. The pr... H&T Group plc is a UK-based company specializing in pawnbroking and financial services. Established in 1897, it stands as one of the oldest and most prominent pawnbrokers in the United Kingdom. The primary function of H&T Group is to provide secured loans with personal assets such as jewelry and watches acting as collateral. It also offers additional financial services including personal loans, retail of pre-owned jewelry, and foreign currency exchange, enhancing its comprehensive approach to consumer finance.
H&T Group serves a diverse customer base looking for short-term credit solutions and valuing the quick liquidity options provided by pawnbroking. Its operations impact the consumer finance sector, especially catering to clients who might not have immediate access to traditional banking resources. With a well-established network of over 250 stores across the UK, H&T Group plc plays a crucial role in financial inclusion, offering accessible financial services to underbanked communities. As a publicly traded company on the London Stock Exchange, it holds significance by providing insights into the economic behaviors and financial needs of its customer base while contributing to the retail finance industry's landscape.