Below are the financial statements of Huishang Bank, including the income statement and balance sheet for the company's latest fiscal year. All figures are accurate, verifiable, and fully traceable to the original annual filing where disclosed.
| All figures in millions of CNY | 2024 | 2023 |
|---|---|---|
| Interest income | 66,334.15a | 64,992.45a |
| Interest expense | -37,743.12a | -36,272.25a |
| Net interest income | 28,591.03a | 28,720.21a |
| Fee and commission income | 3,194.76a | 3,222.66a |
| Fee and commission expense | -346.08a | -417.42a |
| Net fee and commission income | 2,848.69a | 2,805.24a |
| Net trading gains | 3,220.43a | 3,601.43a |
| Net gains on financial investments | 2,104.87a | 609.27a |
| Dividend income | 4.62a | 4.64a |
| Other operating income, net | 358.8a | 624.57a |
| Operating income | 37,128.44a | 36,365.34a |
| Operating expenses | -10,694.82a | -10,199.37a |
| Impairment losses on credits | -7,678.57a | -8,569.65a |
| Impairment losses on assets | -869.51a | -228.69a |
| Operating profit | 17,885.54a | 17,367.63a |
| Investments in associates | 103.3a | 289.27a |
| Profit before income tax | 17,988.84a | 17,656.91a |
| Income tax expense | -2,071.87a | -2,666.36a |
| Profit for the year | 15,916.97a | 14,990.55a |
| Attributable to | — | — |
| Equity holders of the Bank | 15,414.39a | 14,433.23a |
| Non-controlling interests | 502.58a | 557.32a |
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