| Operating income | — | — |
| Interest income calculated using the effective interest rate method | 18,580a | 17,303a |
| Other interest income | 2,500a | 2,426a |
| Interest expense | -13,486a | -12,278a |
| Net interest income | 7,594a | 7,451a |
| Fee and commission income | 4,064a | 3,923a |
| Fee and commission expense | -907a | -902a |
| Net fee and commission income | 3,157a | 3,021a |
| Insurance revenue | 652a | 613a |
| Insurance service expenses | -402a | -392a |
| Net reinsurance result | -6a | -6a |
| Net insurance revenue | 244a | 215a |
| Insurance finance income or expenses | -2,574a | -2,222a |
| Return on assets backing insurance liabilities | 2,583a | 2,224a |
| Net insurance finance income or expenses | 9a | 2a |
| Net insurance result | 253a | 217a |
| Net result from items at fair value | 1,023a | 1,014a |
| Profit or loss from associated undertakings and joint ventures accounted for under the equity method | 10a | -3a |
| Other operating income | 47a | 43a |
| Total operating income | 12,084a | 11,743a |
| Operating expenses | — | — |
| Staff costs | -3,106a | -2,908a |
| Other expenses | -1,530a | -1,206a |
| Regulatory fees | -117a | -316a |
| Depreciation, amortisation and impairment charges of tangible and intangible assets | -577a | -808a |
| Total operating expenses | -5,330a | -5,238a |
| Profit before loan losses | 6,754a | 6,505a |
| Net result on loans in hold portfolios mandatorily held at fair value | -8a | 20a |
| Net loan losses | -198a | -187a |
| Operating profit | 6,548a | 6,338a |
| Income tax expense | -1,489a | -1,404a |
| Net profit for the year | 5,059a | 4,934a |
| Attributable to | — | — |
| Shareholders of Nordea Bank Abp | 5,033a | 4,908a |
| Additional Tier 1 capital holders | 26a | 26a |
| Total | 5,059a | 4,934a |