SBI Shinsei Bank, Limited is a prominent Japanese banking institution operating as a hybrid comprehensive financial group that integrates traditional banking with non-bank functions such as leasing an... SBI Shinsei Bank, Limited is a prominent Japanese banking institution operating as a hybrid comprehensive financial group that integrates traditional banking with non-bank functions such as leasing and consumer finance. Headquartered in Tokyo's Nihonbashi Muromachi area, it delivers a wide array of financial products and services through three core segments: Individual Business, Institutional Business, and Overseas Business. The Individual Business caters to retail customers with deposits, investment trusts, housing loans, unsecured loans, credit cards, and payment services, leveraging digital tools to address asset-building and settlement needs amid societal shifts like aging populations and lifestyle changes. The Institutional Business supports corporations and financial institutions via structured finance, real estate and project finance, private equity, business succession, leasing, and market solutions for foreign exchange and derivatives. With consolidated total assets exceeding 20 trillion yen, deposits around 14.7 trillion yen, and loans near 9.5 trillion yen as of March 2025, SBI Shinsei Bank plays a vital role in Japan's financial landscape by resolving social issues, fostering innovation through collaborations beyond traditional finance, and contributing to economic stability as essential social infrastructure.Show lessShow more

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