Wise plc is a British financial technology company specializing in global money transfers and cross-border payments. Formerly known as TransferWise, it was founded in 2011 by Kristo Käärmann and Taave... Wise plc is a British financial technology company specializing in global money transfers and cross-border payments. Formerly known as TransferWise, it was founded in 2011 by Kristo Käärmann and Taavet Hinrikus in London, where it remains headquartered, with a mission to make international money movement affordable, fast, and transparent. Wise plc offers three core products: Wise Account for individuals to hold, send, receive, and spend in multiple currencies with features like debit cards and interest-earning options; Wise Business for companies managing international finances, including team payments and accounting integrations; and Wise Platform, an API-driven infrastructure enabling banks, financial institutions, and enterprises in sectors like education, marketplaces, travel, and workforce management to integrate low-cost, high-speed payment solutions covering 160+ countries and 40+ currencies. Notable for its direct participation in eight domestic payment networks and over 99% straight-through processing rate, Wise plc processed £145.2 billion in cross-border volume in FY25, serving 15.6 million active customers while emphasizing minimal fees and rapid transfers—74% under 20 seconds. As a public limited company focused on financial services holding activities, it powers seamless global transactions without traditional banking intermediation.Show lessShow more

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