Below are the financial statements of Banco BBVA Peru, including the income statement and balance sheet for the company's latest fiscal year. All figures are accurate, verifiable, and fully traceable to the original annual filing where disclosed.
| All figures in billions of PEN | 2024 | 2023 |
|---|---|---|
| Interest income | 8.08a | 7.59a |
| Interest expenses | -2.23a | -2.23a |
| Gross financial margin | 5.85a | 5.36a |
| Provision for direct loans, net of recoveries | -2.24a | -1.96a |
| Net financial margin | 3.61a | 3.39a |
| Income from financial services, net | 1.08a | 1.01a |
| Net financial margin of income and expenses from financial services | 4.69a | 4.41a |
| Results from financial transactions | 0.93a | 0.85a |
| Operating margin | 5.62a | 5.25a |
| Administrative expenses | -2.7a | -2.47a |
| Depreciation and amortization | -0.27a | -0.23a |
| Net operating margin | 2.66a | 2.55a |
| Measurement of assets and provisions | -0.26a | -0.19a |
| Operating profit or loss | 2.4a | 2.36a |
| Other income and expenses, net | 0.03a | 0.07a |
| Profit before income tax | 2.42a | 2.43a |
| Income tax | -0.54a | -0.56a |
| Net profit | 1.88a | 1.87a |
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