| Interest income | 8.08a | 7.59a |
| Interest expenses | -2.23a | -2.23a |
| Gross financial margin | 5.85a | 5.36a |
| Provision for direct loans, net of recoveries | -2.24a | -1.96a |
| Net financial margin | 3.61a | 3.39a |
| Income from financial services, net | 1.08a | 1.01a |
| Net financial margin of income and expenses from financial services | 4.69a | 4.41a |
| Results from financial transactions | 0.93a | 0.85a |
| Operating margin | 5.62a | 5.25a |
| Administrative expenses | -2.7a | -2.47a |
| Depreciation and amortization | -0.27a | -0.23a |
| Net operating margin | 2.66a | 2.55a |
| Measurement of assets and provisions | -0.26a | -0.19a |
| Operating profit or loss | 2.4a | 2.36a |
| Other income and expenses, net | 0.03a | 0.07a |
| Profit before income tax | 2.42a | 2.43a |
| Income tax | -0.54a | -0.56a |
| Net profit | 1.88a | 1.87a |