Credit Saison Co Ltd

Common Name
Credit Saison
Country
Japan
Sector
Financial Services
Industry
Credit Services
Employees
3,624
Ticker
8253
Exchange
TOKYO STOCK EXCHANGE
Description
Credit Saison Co., Ltd. is a prominent financial services company in Japan, renowned for its extensive array of financial products and services. Primarily functioning as a credit card issuer, Credit S...

Credit Saison's GHG Emissions Data Preview

In 2022, Credit Saison completed a corporate carbon footprint assessment and publicly disclosed its greenhouse gas (GHG) emissions according to the GHG Protocol, covering Scope 1 (direct emissions from owned or controlled sources), Scope 2 (indirect emissions from purchased energy) and Scope 3 (indirect emissions across the value chain).

Credit Saison has also provided a category-level breakdown for 9 out of 15 Scope 3 emissions categories, offering greater transparency into its value chain emissions.

Metric (tCO2e)2022202120202019 - 2017
Total Scope 1
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Total Scope 2
Market-Based
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Location-Based
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Total Scope 3
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Total Scope 1 Revenue Intensity (tCO2e/$M)
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Verified Sources Behind Credit Saison’s Greenhouse Gas (GHG) Emissions Data

Every figure on this dashboard has a transparent audit trail. With Tracenable, each data point is traceable back to its original source, viewable directly inside our platform. Explore Credit Saison’s data sources below and access millions more through our Disclosure Search.

a. Credit Saison's Webpage captured from company’s website 2023
a. Credit Saison's Webpage captured from company’s website 2023

Insights into Credit Saison's Operational Emissions

In 2022, the total operational greenhouse gas (GHG) emissions of Credit Saison amounted to 17,999 metric tons of CO2 equivalent. This figure includes both direct emissions from owned or controlled sources (Scope 1) and indirect emissions from purchased energy (Scope 2). a

Compared to 2021, the total operational greenhouse gas (GHG) emissions of Credit Saison decreased by 1.83%, showing that the company has made progress in taking action to reduce the climate impact of its operations. a

Credit Saison's Scope 1 Emissions Over Time

20202021202203006009001.2 ktCO2e-62%-12%
  • Total Scope 1
  • Year-over-Year Change

What are Credit Saison's Scope 1 emissions?

In 2022, the total Scope 1 emissions of Credit Saison were 341 metric tons of CO₂ equivalent (tCO₂e). a

Has Credit Saison reduced its Scope 1 emissions over time?

Since 2020, Credit Saison's Scope 1 emissions have decreased by 66.67%, reflecting a declining long-term trend in Scope 1 emissions over time. a

Compared to the previous year (2021), Credit Saison's Scope 1 emissions decreased by 12.11%, highlighting the company's efforts to lower direct emissions from assets it owns or controls. a

What are Credit Saison's Scope 2 emissions?

In 2022, Credit Saison reported Scope 2 greenhouse gas (GHG) emissions of 17,854 tCO₂e using the market-based method and 17,658 tCO₂e using the location-based method. a

Has Credit Saison reduced its Scope 2 emissions over time?

Since 2020, Credit Saison's Scope 2 greenhouse gas (GHG) emissions ( Location-Based) have remained relatively stable, indicating that Credit Saison 's emissions have plateaued with no significant change in its energy consumption footprint. a

Compared to the previous year (2021), Credit Saison's Scope 2 emissions (Location-Based) have remained relatively stable, indicating that Credit Saison 's emissions have plateaued with no significant change in its energy consumption footprint. a

What methodology does Credit Saison use for Scope 2 reporting?

In 2022, Credit Saison reported its Scope 2 emissions using the market-based method and using the location-based method. a

Credit Saison's Scope 2 Emissions Over Time

20202021202204.5 k9 k13.5 k18 ktCO2e
  • Total Scope 2 Location-Based
  • Total Scope 2 Market-Based

Insights into Credit Saison's Value Chain Emissions

In 2022, Credit Saison reported 802,691 metric tons of CO₂ equivalent (tCO₂e) of Scope 3 greenhouse gas (GHG) emissions, representing indirect emissions across its upstream and downstream value chain. a

The 2022 disclosure of Credit Saison includes a breakdown across 9 of the 15 Scope 3 categories defined by the GHG Protocol, matching the level of disclosure in 2021, demonstrating consistent Scope 3 emissions reporting coverage year over year. a

Credit Saison's Scope 3 Emissions Over Time

2020202120220250 k500 k750 k1 MtCO2e-1%+11%
  • Total Scope 3
  • Year-over-Year Change

What are Credit Saison's Scope 3 emissions?

In 2022, Credit Saison reported total Scope 3 emissions of 802,691 metric tons of CO₂ equivalent (tCO₂e). a

Approximately 60.27% of these emissions originated from upstream activities such as purchased goods and capital goods, while 39.73% came from downstream activities like product use, distribution, and end-of-life treatment. a

Has Credit Saison reduced its Scope 3 emissions over time?

Since 2020, Credit Saison's Scope 3 emissions have remained relatively stable, indicating that Credit Saison 's emissions have plateaued with no significant change in its value chain footprint. a

Compared to the previous year (2021), Credit Saison's Scope 3 emissions increased by 10.84%, suggesting that the company faced challenges in reducing emissions across its value chain. a

What categories of Scope 3 emissions does Credit Saison disclose?

In 2022, Credit Saison reported emissions for 9 out of the 15 Scope 3 categories defined by the GHG Protocol. a

This partial disclosure allows for some insight into the company's indirect impacts.

What are the main sources of Credit Saison's Scope 3 emissions?

In 2022, the largest contributors to Credit Saison's Scope 3 emissions were: a

  • Capital Goods (Cat. 2): 402,507 tCO₂e (50.14%)
  • Downstream Leased Assets (Cat. 13): 252,721 tCO₂e (31.48%)
  • Purchased Goods and Services (Cat. 1): 74,710 tCO₂e (9.31%)

Credit Saison's Scope 3 Emissions by Categories

Capital Goods(Cat. 2)(50.1%)Downstream LeasedAssets (Cat. 13)(31.5%)Purchased Goods andServices (Cat. 1)(9.3%)

Insights into Credit Saison’s GHG Emissions Intensity Compared to Industry Peers

In 2022, Credit Saison reported Scope 1 greenhouse gas (GHG) emissions of 341 tCO₂e and total revenues of USD 2,976 millions. This translates into an emissions intensity of 0.11 tCO₂e per millions USD. a

Credit Saison's Scope 1 Emissions Intensity Compared to Peers

202001,00010,00050,000Scope 1 Emissions (tCO2e)1005005,00020,000200,000Revenues (Millions of USD)SFMAozora BankYear: 2023Scope 1: 95 tCO2eRevenue: $M 794Scope 1 Intensity: 0.12 tCO2e/$MYokohama Financial GroupYear: 2023Scope 1: 782 tCO2eRevenue: $M 2,004Scope 1 Intensity: 0.39 tCO2e/$MSSShizuoka Financial GroupYear: 2024Scope 1: 1,099 tCO2eRevenue: $M 1,518Scope 1 Intensity: 0.72 tCO2e/$MIyogin HoldingsYear: 2023Scope 1: 1,172 tCO2eRevenue: $M 1,078Scope 1 Intensity: 1.09 tCO2e/$MFFFukuoka Financial GroupYear: 2022Scope 1: 2,834 tCO2eRevenue: $M 2,003Scope 1 Intensity: 1.41 tCO2e/$MMMMebuki Financial GroupYear: 2023Scope 1: 2,742 tCO2eRevenue: $M 2,200Scope 1 Intensity: 1.25 tCO2e/$MAcomYear: 2024Scope 1: 1,317 tCO2eRevenue: $M 1,946Scope 1 Intensity: 0.68 tCO2e/$MJapan Exchange GroupYear: 2022Scope 1: 824 tCO2eRevenue: $M 1,112Scope 1 Intensity: 0.74 tCO2e/$MChiba BankYear: 2024Scope 1: 2,444 tCO2eRevenue: $M 1,469Scope 1 Intensity: 1.66 tCO2e/$MDai-ichi Life HoldingsYear: 2024Scope 1: 26,068 tCO2eRevenue: $M 69,256Scope 1 Intensity: 0.38 tCO2e/$MMarui GroupYear: 2024Scope 1: 8,115 tCO2eRevenue: $M 1,553Scope 1 Intensity: 5.22 tCO2e/$MSMBC GroupYear: 2025Scope 1: 13,570 tCO2eRevenue: $M 33,781Scope 1 Intensity: 0.40 tCO2e/$MMitsubishi HC CapitalYear: 2024Scope 1: 3,093 tCO2eRevenue: $M 12,882Scope 1 Intensity: 0.24 tCO2e/$MZenkoku HoshoYear: 2024Scope 1: 43 tCO2eRevenue: $M 341Scope 1 Intensity: 0.13 tCO2e/$MTokio Marine HoldingsYear: 2024Scope 1: 12,517 tCO2eRevenue: $M 46,758Scope 1 Intensity: 0.27 tCO2e/$MResona HoldingsYear: 2024Scope 1: 4,321 tCO2eRevenue: $M 5,081Scope 1 Intensity: 0.85 tCO2e/$MShinkin Central BankYear: 2024Scope 1: 1,367 tCO2eRevenue: $M 1,548Scope 1 Intensity: 0.88 tCO2e/$MHachijuni BankYear: 2023Scope 1: 2,372 tCO2eRevenue: $M 1,310Scope 1 Intensity: 1.81 tCO2e/$MKyushu Financial GroupYear: 2023Scope 1: 1,562 tCO2eRevenue: $M 1,434Scope 1 Intensity: 1.09 tCO2e/$MHirogin HoldingsYear: 2023Scope 1: 1,457 tCO2eRevenue: $M 941Scope 1 Intensity: 1.55 tCO2e/$MAeon Financial ServiceYear: 2023Scope 1: 2,458 tCO2eRevenue: $M 2,854Scope 1 Intensity: 0.86 tCO2e/$MDaiwa Securities GroupYear: 2023Scope 1: 926 tCO2eRevenue: $M 4,553Scope 1 Intensity: 0.20 tCO2e/$MCredit SaisonYear: 2022Scope 1: 341 tCO2eRevenue: $M 2,976Scope 1 Intensity: 0.11 tCO2e/$M

How does Credit Saison's GHG emissions intensity compare to its peers?

In 2022, Credit Saison reported a Scope 1 emissions intensity of 0.11 tCO₂e per millions USD. Compared to the peer group median of 0.8 , this places the company below its industry benchmark, indicating it is more carbon-efficient than most competitors. a

Where does Credit Saison rank on GHG emissions intensity within its industry?

In 2022, Credit Saison ranked 1 out of 22 companies in its industry peer group, based on Scope 1 emissions intensity (measured in tCO₂e per millions USD). a

This places Credit Saison among the top performers, with one of the lowest emissions intensities relative to peers. a

Insights into Credit Saison's Total Carbon Footprint

In 2022, Credit Saison reported a total carbon footprint of 820,690 metric tons of CO₂ equivalent (tCO₂e) across Scope 1, Scope 2, and Scope 3 emissions. This represents a 10.53% increase compared to 2021, suggesting a rise in emissions across its operations or value chain. a

The largest contributor to Credit Saison's total carbon footprint was Scope 3 emissions, accounting for 97.81% of the company's total carbon footprint, followed by Scope 2 emissions at 2.15%. a

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