| Interest income | 403.48a | 369.97a |
| Interest expense | -247.23a | -219.53a |
| Net interest income | 156.25a | 150.44a |
| Net fees and commissions | 25.62a | 26.27a |
| Net gains from dealing in foreign currencies and derivatives | 10.57a | 10.33a |
| Dividend income | 1a | 1.01a |
| Other income | 5.9a | 2.21a |
| Operating income | 199.33a | 190.26a |
| Staff expenses | -53.49a | -53.87a |
| Occupancy costs | -2.78a | -2.99a |
| Depreciation | -8.12a | -7.17a |
| Other expenses | -28.2a | -22.82a |
| Operating expenses | -92.59a | -86.85a |
| Operating profit before provisions/ impairment losses | 106.74a | 103.41a |
| Charge (release) of provisions | — | — |
| Specific | -81.19a | -40.78a |
| General | -46.28a | -0.58a |
| Loan recoveries, net of write-off | 8.65a | -11.6a |
| Net provision on other financial assets | -0.06a | -0.1a |
| Impairment loss on other assets | 0a | -0.07a |
| Operating profit | 63.24a | 74.86a |
| Directors’ remuneration | -0.24a | -0.3a |
| Contribution to Kuwait Foundation for the Advancement of Sciences | -0.63a | -0.75a |
| National labour support tax | -1.57a | -1.85a |
| Zakat | -0.62a | -0.75a |
| Profit for the year | 60.17a | 71.21a |