| Interest income | 5,838.72a | 5,299.41a |
| Interest expense | -3,334.28a | -2,947.6a |
| Net interest income | 2,504.44a | 2,351.81a |
| Murabaha and other Islamic financing income | 1,508.04a | 1,306.34a |
| Finance cost and distribution to depositors | -831.5a | -720.35a |
| Net income from Islamic financing | 676.54a | 585.99a |
| Net interest income and net income from Islamic financing | 3,180.98a | 2,937.8a |
| Net fees and commissions | 667.59a | 638.12a |
| Net investment income | 74.58a | 89.15a |
| Net gains from dealing in foreign currencies | 133.59a | 117.24a |
| Other operating income | 4.29a | 4.66a |
| Non-interest income | 880.05a | 849.17a |
| Net operating income | 4,061.03a | 3,786.98a |
| Staff expenses | -819.79a | -756.75a |
| Other administrative expenses | -541.49a | -478.23a |
| Depreciation of premises and equipment | -152.25a | -143.83a |
| Amortisation of intangible assets | -5.35a | -5.35a |
| Operating expenses | -1,518.88a | -1,384.16a |
| Operating profit before provision for credit losses and impairment losses | 2,542.15a | 2,402.82a |
| Provision charge for credit losses and impairment losses | -280.64a | -334.53a |
| Operating profit before taxation and directors’ remuneration | 2,261.52a | 2,068.29a |
| Taxation | -186.44a | -156.11a |
| Directors’ remuneration | -2.5a | -2.5a |
| Profit for the year | 2,072.57a | 1,909.68a |
| Attributable to | — | — |
| Shareholders of the bank | 1,947.82a | 1,819.6a |
| Non-controlling interests | 124.76a | 90.08a |