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Below are the financial statements of HDFC Life Insurance, including the income statement and balance sheet for the company's latest fiscal year. All figures are accurate, verifiable, and fully traceable to the original annual filing where disclosed.
Below are the financial statements of HDFC Life Insurance, including the income statement and balance sheet for the company's latest fiscal year. All figures are accurate, verifiable, and fully traceable to the original annual filing where disclosed.
| All figures in millions of INR | 2025 as of 2025-03-31 | 2024 as of 2024-03-31 |
|---|---|---|
| Sources of funds | — | — |
| Shareholders' funds | — | — |
| Share capital | 21,529.9a | 21,509.4a |
| Share application money pending allotment | 6.4a | 0a |
| Reserves and surplus | 135,550.1a | 120,649a |
| Credit / (debit) fair value change account | 4,459.8a | 4,505a |
| Sub-total | 161,546.2a | 146,663.5a |
| Borrowings | 29,500a | 9,500a |
| Policyholders' funds | — | — |
| Credit / (debit) fair value change account | 67,949.8a | 60,257.3a |
| Policy liabilities | 2,108,878.4a | 1,754,442.6a |
| Funds for discontinued policies | — | — |
| Discontinued on account of non-payment of premium | 38,780.2a | 34,137.1a |
| Others | 67.6a | 134a |
| Insurance reserves | 0a | 0a |
| Provision for linked liabilities | 736,107.1a | 636,222.8a |
| Add: fair value change | 241,655.8a | 284,975.4a |
| Total provision for linked & discontinued policyholders liabilities | 1,016,610.7a | 955,469.3a |
| Sub-total | 3,193,438.9a | 2,770,169.2a |
| Funds for future appropriations | — | — |
| Linked | 320a | 0a |
| Non-linked (non par) | 0a | 0a |
| Non-linked (par) | 12,256.4a | 12,114.7a |
| Total | 3,397,061.5a | 2,938,447.4a |
| Application of funds | — | — |
| Investments | — | — |
| Shareholders' | 181,942.9a | 146,846.8a |
| Policyholders' | 2,165,434.5a | 1,820,526.4a |
| Assets held to cover linked liabilities | 1,016,610.7a | 955,469.3a |
| Loans | 23,783a | 18,972.1a |
| Fixed assets | 6,086a | 4,203.4a |
| Current assets | — | — |
| Cash and bank balances | 18,209.5a | 15,586.1a |
| Advances and other assets | 82,049.2a | 65,265.4a |
| Sub-total (A) | 100,258.7a | 80,851.5a |
| Current liabilities | 95,878.7a | 87,286.2a |
| Provisions | 1,175.6a | 1,135.9a |
| Sub-total (B) | 97,054.3a | 88,422.1a |
| Net current assets (C) = (A - B) | 3,204.4a | -7,570.6a |
| Miscellaneous expenditure (to the extent not written off or adjusted) | 0a | 0a |
| Debit balance in profit and loss account (shareholders' account) | 0a | 0a |
| Deficit in the revenue account (policyholders' account) | 0a | 0a |
| Total | 3,397,061.5a | 2,938,447.4a |
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