OSB Group Plc is a UK-listed specialist bank with over 150 years of heritage, primarily focused on supporting underserved segments of the mortgage market through expert lending solutions. Originating ... OSB Group Plc is a UK-listed specialist bank with over 150 years of heritage, primarily focused on supporting underserved segments of the mortgage market through expert lending solutions. Originating from the Kent Reliance Building Society founded in the 19th century, it has evolved through mergers, acquisitions, and the 2020 combination with Charter Court Financial Services to become a leading provider of residential and commercial mortgages. The bank operates diverse brands like Kent Reliance, Charter Savings Bank, Precise Mortgages, InterBay, and the newer Rely for buy-to-let lending, catering to specialist needs via bespoke manual underwriting and automated platforms. Funding is diversified through retail deposits totaling £22.1 billion in 2023, high-quality residential mortgage-backed securitisations worth £11.4 billion since 2013, and Bank of England schemes. With gross new lending of £4.7 billion and loans to customers at £25.8 billion in 2023, OSB Group Plc emphasizes strong broker relationships, in-house credit expertise, customer service via subsidiaries like OSB India, and community stewardship. Headquartered in Chatham, it maintains a cost-efficient model, high customer Net Promoter Scores, and a commitment to environmental and diversity initiatives, playing a key role in niche UK housing finance.Show lessShow more

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